CFPB · Mid-pack CFPB posture

Kora Financial

62 CFPB complaints · 16 states · top issue Incorrect information on your report.

62 CFPB complaints

Kora Financial has 62 consumer complaints in the CFPB public database. Timely response is 87.1%; 0% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • -22.7% filings 2024 to 2026

CFPB relief outcome brief

CCDB company kora-financial

0% relief · 87.1% timely · 62 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Kora Financial (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Kora Financial and nearest filing-volume peers

Kora Financial closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 62 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 87.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Kora Financial complaint mix by product

Total complaints: 62

Kora Financial complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 62 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 34 complaints (54.8%), resolution 0.0% Credit reporting 54.8% Debt collection: 24 complaints (38.7%), resolution 0.0% Debt collection 38.7% Payday loan,: 4 complaints (6.5%), resolution 0.0% Payday loan, 6.5%
  • Credit reporting 34 54.8% 0% relief
  • Debt collection 24 38.7% 0% relief
  • Payday loan, 4 6.5% 0% relief

How Kora Financial's 62 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 34
Debt collection 24
Payday loan, title loan, personal loan, or advance loan 4

Where Kora Financial complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
24.2% of this company's filings
FL15SC7NC6NY6TN5CA4MD3PA3

Kora Financial falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
17
-22.7% vs 2024
1618202224 202420252026 17

Top States

State Complaints
FL 15
SC 7
NC 6
NY 6
TN 5
CA 4
MD 3
PA 3
IL 3
AZ 3
MI 2
NJ 1
OH 1
TX 1
IN 1
AR 1

Top Issues

Issue Complaints
Incorrect information on your report 17
Attempts to collect debt not owed 13
Improper use of your report 11
Problem with a company's investigation into an existing problem 10
False statements or representation 7
Written notification about debt 2
Electronic communications 1
Took or threatened to take negative or legal action 1

Yearly Trend

Year Complaints Timely
2024 22 86.4%
2025 23 78.3%
2026 17 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Kora Financial

Kora Financial's 62 logged complaints stay concentrated: only 16 states show a filing. Only 24.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2024 through 2026-06-09.

Kora Financial answers 87.1% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Kora Financial.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Kora Financial: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Kora Financial (87.1% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture