CFPB · Single-product concentration
Carter-Young, Inc.
956 CFPB complaints · 79.4% in "Debt collection" · top issue Attempts to collect debt not owed.
Carter-Young, Inc.: 79.4% of 956 CFPB complaints sit in "Debt collection". Timely 87.1% · relief 0%. Allegations, not findings.
- Single-product concentration
- +5400% filings 2013 to 2026
CFPB relief outcome brief
CCDB company carter-young-inc
0% relief · 87.1% timely · 956 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Carter-Young, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Carter-Young, Inc.'s 956 filings include narrative text
40.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Carter-Young, Inc. complaint mix by product
- Debt collection 759 79.4% – 0% relief
- Credit reporting 95 9.9% – 0% relief
- Credit reporting, 94 9.8% – 0% relief
- Credit reporting 5 0.5% – 0% relief
- Money transfer, 1 0.1% – 0% relief
- Debt or 1 0.1% – 0% relief
- Credit card 1 0.1% – 0% relief
How Carter-Young, Inc.'s 956 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 759 |
| Credit reporting or other personal consumer reports | 95 |
| Credit reporting, credit repair services, or other personal consumer reports | 94 |
| Credit reporting | 5 |
| Money transfer, virtual currency, or money service | 1 |
| Debt or credit management | 1 |
| Credit card or prepaid card | 1 |
Concentrated filing states for Carter-Young, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 40.8% of this company's filings
Carter-Young, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 110
- +5400% vs 2013
Top States
| State | Complaints |
|---|---|
| GA | 390 |
| SC | 111 |
| TX | 68 |
| NC | 58 |
| FL | 47 |
| TN | 35 |
| CA | 28 |
| AL | 26 |
| LA | 17 |
| NY | 16 |
| MI | 15 |
| IL | 14 |
| PA | 14 |
| MS | 12 |
| OH | 11 |
| VA | 9 |
| MO | 8 |
| AR | 8 |
| CO | 7 |
| KY | 6 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 368 |
| Written notification about debt | 155 |
| Incorrect information on your report | 109 |
| False statements or representation | 91 |
| Took or threatened to take negative or legal action | 57 |
| Cont'd attempts collect debt not owed | 39 |
| Improper use of your report | 32 |
| Problem with a credit reporting company's investigation into an existing problem | 30 |
| Disclosure verification of debt | 25 |
| Communication tactics | 19 |
| Problem with a company's investigation into an existing problem | 13 |
| Incorrect information on credit report | 4 |
| Improper contact or sharing of info | 3 |
| Problem with a company's investigation into an existing issue | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Money was not available when promised | 1 |
| Unauthorized withdrawals or charges | 1 |
| Taking/threatening an illegal action | 1 |
| Improper use of my credit report | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 50% |
| 2014 | 14 | 100% |
| 2015 | 9 | 100% |
| 2016 | 38 | 100% |
| 2017 | 54 | 90.7% |
| 2018 | 56 | 85.7% |
| 2019 | 48 | 52.1% |
| 2020 | 77 | 14.3% |
| 2021 | 93 | 82.8% |
| 2022 | 77 | 98.7% |
| 2023 | 80 | 98.8% |
| 2024 | 111 | 100% |
| 2025 | 187 | 98.9% |
| 2026 | 110 | 100% |
Source: CFPB Consumer Complaint Database
Carter-Young, Inc. filings cluster in one product
Carter-Young, Inc.'s 956 logged complaints reach a nationwide footprint - 41 states have at least one filing. 40.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-25.
Carter-Young, Inc. answers 87.1% of complaints inside the CFPB's tracked window and closes 99.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Carter-Young, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Carter-Young, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 956.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 87.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Carter-Young, Inc. (87.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration