Total complaints
254
Filed since 2012
254 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
254 consumer complaints filed with the CFPB
This profile shows E*TRADE BANK's complaint history from CFPB public records. 254 consumers have filed complaints since 2012. The company has a 85.8% timely response rate and has provided relief in 15% of cases.
Total complaints
254
Filed since 2012
Timely response
85.8%
CFPB-tracked response window
Relief rate
15%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How E*TRADE BANK's 254 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Mortgage | 86 |
| Checking or savings account | 76 |
| Bank account or service | 68 |
| Debt collection | 9 |
| Credit card | 6 |
| Money transfer, virtual currency, or money service | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Money transfers | 1 |
| Payday loan, title loan, or personal loan | 1 |
| Consumer Loan | 1 |
| State | Complaints |
|---|---|
| CA | 60 |
| NY | 19 |
| FL | 15 |
| NC | 12 |
| IL | 12 |
| VA | 11 |
| TX | 10 |
| TN | 9 |
| MI | 8 |
| GA | 8 |
| AZ | 7 |
| NJ | 7 |
| WA | 7 |
| PA | 5 |
| CO | 5 |
| OH | 4 |
| MA | 4 |
| MD | 4 |
| LA | 4 |
| DE | 3 |
| Issue | Complaints |
|---|---|
| Managing an account | 46 |
| Loan servicing, payments, escrow account | 37 |
| Account opening, closing, or management | 34 |
| Loan modification,collection,foreclosure | 29 |
| Deposits and withdrawals | 20 |
| Closing an account | 19 |
| Application, originator, mortgage broker | 7 |
| Opening an account | 7 |
| Using a debit or ATM card | 6 |
| Making/receiving payments, sending money | 5 |
| Problems caused by my funds being low | 3 |
| Struggling to pay mortgage | 3 |
| Incorrect information on your report | 3 |
| Problem with a lender or other company charging your account | 3 |
| Credit decision / Underwriting | 3 |
| Trouble during payment process | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 2 |
| Improper contact or sharing of info | 2 |
| Attempts to collect debt not owed | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 37 | 91.9% |
| 2013 | 39 | 74.4% |
| 2014 | 31 | 71% |
| 2015 | 29 | 79.3% |
| 2016 | 20 | 90% |
| 2017 | 10 | 90% |
| 2018 | 6 | 100% |
| 2019 | 20 | 95% |
| 2020 | 19 | 94.7% |
| 2021 | 32 | 90.6% |
| 2022 | 11 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
E*TRADE BANK has accumulated 254 consumer complaints in the CFPB public database, with filings active across 39 U.S. states. Of those submissions, 40 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2022-05-03, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, E*TRADE BANK reports a 85.8% timely-response rate and has closed 72% of cases with a written explanation to the consumer. 15% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 15.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating E*TRADE BANK: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
E*TRADE BANK has received 254 consumer complaints filed with the Consumer Financial Protection Bureau.
E*TRADE BANK has a 85.8% timely response rate to CFPB complaints.
The most common issue reported against E*TRADE BANK is "Managing an account" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.