2026 data Public-data reference. official source

E*TRADE BANK

254 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

254 consumer complaints filed with the CFPB

This profile shows E*TRADE BANK's complaint history from CFPB public records. 254 consumers have filed complaints since 2012. The company has a 85.8% timely response rate and has provided relief in 15% of cases.

254
Total Complaints
85.8%
Timely Response
15.4%
Disputed
15%
Relief Provided
39
States Active
2012
Since

Total complaints

254

Filed since 2012

Timely response

85.8%

CFPB-tracked response window

Relief rate

15%

Closed with monetary or non-monetary relief

Timely response rate 85.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 15.0%
Industry median

Share closed with monetary or non-monetary relief.

E*TRADE BANK complaint mix by product

Total complaints: 254

E*TRADE BANK complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 254 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 86 complaints (34.3%), resolution 19.8% Mortgage 34.3% Checking or: 76 complaints (30.3%), resolution 0.0% Checking or 30.3% Bank account: 68 complaints (27.1%), resolution 25.0% Bank account 27.1% Debt collection: 9 complaints (3.6%), resolution 11.1% Credit card: 6 complaints (2.4%), resolution 50.0% Money transfer,: 4 complaints (1.6%), resolution 0.0% Credit reporting,: 2 complaints (0.8%), resolution 0.0%
  • Mortgage 86 34.3% 20% relief
  • Checking or 76 30.3% 0% relief
  • Bank account 68 27.1% 25% relief
  • Debt collection 9 3.6% 11% relief
  • Credit card 6 2.4% 50% relief
  • Money transfer, 4 1.6% 0% relief
  • Credit reporting, 2 0.8% 0% relief

How E*TRADE BANK's 254 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 86
Checking or savings account 76
Bank account or service 68
Debt collection 9
Credit card 6
Money transfer, virtual currency, or money service 4
Credit reporting, credit repair services, or other personal consumer reports 2
Money transfers 1
Payday loan, title loan, or personal loan 1
Consumer Loan 1

Top States

State Complaints
CA 60
NY 19
FL 15
NC 12
IL 12
VA 11
TX 10
TN 9
MI 8
GA 8
AZ 7
NJ 7
WA 7
PA 5
CO 5
OH 4
MA 4
MD 4
LA 4
DE 3

Top Issues

Issue Complaints
Managing an account 46
Loan servicing, payments, escrow account 37
Account opening, closing, or management 34
Loan modification,collection,foreclosure 29
Deposits and withdrawals 20
Closing an account 19
Application, originator, mortgage broker 7
Opening an account 7
Using a debit or ATM card 6
Making/receiving payments, sending money 5
Problems caused by my funds being low 3
Struggling to pay mortgage 3
Incorrect information on your report 3
Problem with a lender or other company charging your account 3
Credit decision / Underwriting 3
Trouble during payment process 2
Applying for a mortgage or refinancing an existing mortgage 2
Improper contact or sharing of info 2
Attempts to collect debt not owed 2
Cont'd attempts collect debt not owed 2

Yearly Trend

Year Complaints Timely
2012 37 91.9%
2013 39 74.4%
2014 31 71%
2015 29 79.3%
2016 20 90%
2017 10 90%
2018 6 100%
2019 20 95%
2020 19 94.7%
2021 32 90.6%
2022 11 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About E*TRADE BANK

E*TRADE BANK has accumulated 254 consumer complaints in the CFPB public database, with filings active across 39 U.S. states. Of those submissions, 40 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2022-05-03, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, E*TRADE BANK reports a 85.8% timely-response rate and has closed 72% of cases with a written explanation to the consumer. 15% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 15.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating E*TRADE BANK: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does E*TRADE BANK have?

E*TRADE BANK has received 254 consumer complaints filed with the Consumer Financial Protection Bureau.

Does E*TRADE BANK respond to complaints on time?

E*TRADE BANK has a 85.8% timely response rate to CFPB complaints.

What is the most common complaint about E*TRADE BANK?

The most common issue reported against E*TRADE BANK is "Managing an account" in the "Mortgage" product category.

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