2026 data Public-data reference. official source

JMAC LENDING INCORPORATED

12 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

12 consumer complaints filed with the CFPB

This profile shows JMAC LENDING INCORPORATED's complaint history from CFPB public records. 12 consumers have filed complaints since 2016. The company has a 91.7% timely response rate and has provided relief in 8.3% of cases.

12
Total Complaints
91.7%
Timely Response
0%
Disputed
8.3%
Relief Provided
6
States Active
2016
Since

Total complaints

12

Filed since 2016

Timely response

91.7%

CFPB-tracked response window

Relief rate

8.3%

Closed with monetary or non-monetary relief

Timely response rate 91.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.3%
Industry median

Share closed with monetary or non-monetary relief.

JMAC LENDING INCORPORATED complaint mix by product

Total complaints: 12

JMAC LENDING INCORPORATED complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 12 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 12 complaints (100.0%), resolution 8.3% Mortgage 100.0%
  • Mortgage 12 100.0% 8% relief

How JMAC LENDING INCORPORATED's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 12

Top States

State Complaints
CA 5
FL 2
CO 2
NV 1
TX 1
GA 1

Top Issues

Issue Complaints
Trouble during payment process 5
Closing on a mortgage 3
Credit decision / Underwriting 1
Incorrect information on your report 1
Applying for a mortgage or refinancing an existing mortgage 1
Loan servicing, payments, escrow account 1

Yearly Trend

Year Complaints Timely
2016 2 50%
2017 3 100%
2018 1 100%
2019 4 100%
2021 1 100%
2022 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About JMAC LENDING INCORPORATED

JMAC LENDING INCORPORATED has accumulated 12 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2022-02-18, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, JMAC LENDING INCORPORATED reports a 91.7% timely-response rate and has closed 91.7% of cases with a written explanation to the consumer. 8.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating JMAC LENDING INCORPORATED: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does JMAC LENDING INCORPORATED have?

JMAC LENDING INCORPORATED has received 12 consumer complaints filed with the Consumer Financial Protection Bureau.

Does JMAC LENDING INCORPORATED respond to complaints on time?

JMAC LENDING INCORPORATED has a 91.7% timely response rate to CFPB complaints.

What is the most common complaint about JMAC LENDING INCORPORATED?

The most common issue reported against JMAC LENDING INCORPORATED is "Trouble during payment process" in the "Mortgage" product category.

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