CFPB · Single-product concentration
Jmac Lending Incorporated
19 CFPB complaints · 94.7% in "Mortgage" · top issue Trouble during payment process.
Jmac Lending Incorporated: 94.7% of 19 CFPB complaints sit in "Mortgage". Timely 89.5% · relief 15.8%. Allegations, not findings.
- Single-product concentration
- -50% filings 2016 to 2026
CFPB relief outcome brief
CCDB company jmac-lending-incorporated
15.8% relief · 89.5% timely · 19 filings · Mortgage
Same-product relief peers
Nearest relief peer: Provident Funding Associates (15.9% relief)
Jmac Lending Incorporated closes 15.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Jmac Lending Incorporated's 19 filings include narrative text
47.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Jmac Lending Incorporated complaint mix by product
- Mortgage 18 94.7% – 17% relief
- Credit reporting, 1 5.3% – 0% relief
How Jmac Lending Incorporated's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 18 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Jmac Lending Incorporated
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 42.1% of this company's filings
Jmac Lending Incorporated falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2016
Top States
| State | Complaints |
|---|---|
| CA | 8 |
| CO | 3 |
| FL | 2 |
| TX | 2 |
| GA | 1 |
| NV | 1 |
| AZ | 1 |
| WA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 6 |
| Closing on a mortgage | 5 |
| Applying for a mortgage or refinancing an existing mortgage | 4 |
| Incorrect information on your report | 2 |
| Loan servicing, payments, escrow account | 1 |
| Credit decision / Underwriting | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 2 | 50% |
| 2017 | 3 | 100% |
| 2018 | 3 | 100% |
| 2019 | 4 | 100% |
| 2020 | 3 | 100% |
| 2021 | 1 | 100% |
| 2022 | 2 | 100% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Jmac Lending Incorporated filings cluster in one product
Jmac Lending Incorporated's 19 logged complaints stay concentrated: only 8 states show a filing. 47.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-05-07.
Jmac Lending Incorporated answers 89.5% of complaints inside the CFPB's tracked window and closes 78.9% with a written explanation. 15.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Jmac Lending Incorporated.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Jmac Lending Incorporated: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 19.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 89.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Jmac Lending Incorporated (89.5% timely; 15.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration