CFPB · Single-product concentration
Harvard Collections, LLC
753 CFPB complaints · 85% in "Debt collection" · top issue Attempts to collect debt not owed.
Harvard Collections, LLC: 85% of 753 CFPB complaints sit in "Debt collection". Timely 89.4% · relief 1.5%. Allegations, not findings.
- Single-product concentration
- +216.7% filings 2013 to 2026
CFPB relief outcome brief
CCDB company harvard-collections-llc
1.5% relief · 89.4% timely · 753 filings · Debt collection
Same-product relief peers
Nearest relief peer: Wakefield & Associates, Inc. (1.5% relief)
Harvard Collections, LLC closes 1.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Harvard Collections, LLC's 753 filings include narrative text
42.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Harvard Collections, LLC complaint mix by product
- Debt collection 640 85.1% – 1% relief
- Credit reporting, 51 6.8% – 0% relief
- Credit reporting 50 6.6% – 0% relief
- Credit reporting 4 0.5% – 50% relief
- Consumer Loan 3 0.4% – 0% relief
- Student loan 3 0.4% – 0% relief
- Debt or 1 0.1% – 0% relief
How Harvard Collections, LLC's 753 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 640 |
| Credit reporting, credit repair services, or other personal consumer reports | 51 |
| Credit reporting or other personal consumer reports | 50 |
| Credit reporting | 4 |
| Consumer Loan | 3 |
| Student loan | 3 |
| Debt or credit management | 1 |
| Credit card | 1 |
Nationwide filing states for Harvard Collections, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 25.8% of this company's filings
Harvard Collections, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 38
- +216.7% vs 2013
Top States
| State | Complaints |
|---|---|
| IL | 194 |
| FL | 102 |
| TX | 82 |
| NY | 74 |
| GA | 34 |
| CA | 25 |
| IN | 23 |
| AZ | 18 |
| NJ | 18 |
| MO | 17 |
| TN | 16 |
| VA | 14 |
| NC | 11 |
| MN | 11 |
| AR | 10 |
| SC | 9 |
| PA | 8 |
| WI | 8 |
| NV | 8 |
| OH | 8 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 254 |
| Written notification about debt | 99 |
| Cont'd attempts collect debt not owed | 86 |
| Incorrect information on your report | 63 |
| False statements or representation | 61 |
| Disclosure verification of debt | 50 |
| Communication tactics | 36 |
| Took or threatened to take negative or legal action | 35 |
| Improper use of your report | 16 |
| Problem with a credit reporting company's investigation into an existing problem | 14 |
| Improper contact or sharing of info | 12 |
| Problem with a company's investigation into an existing problem | 8 |
| Incorrect information on credit report | 4 |
| Taking/threatening an illegal action | 4 |
| Getting a loan | 3 |
| Electronic communications | 2 |
| Confusing or missing disclosures | 1 |
| Problems when you are unable to pay | 1 |
| Managing the loan or lease | 1 |
| Shopping for a loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 12 | 58.3% |
| 2014 | 53 | 41.5% |
| 2015 | 67 | 53.7% |
| 2016 | 46 | 95.7% |
| 2017 | 61 | 93.4% |
| 2018 | 50 | 98% |
| 2019 | 36 | 100% |
| 2020 | 59 | 100% |
| 2021 | 78 | 100% |
| 2022 | 47 | 100% |
| 2023 | 50 | 96% |
| 2024 | 66 | 95.5% |
| 2025 | 90 | 98.9% |
| 2026 | 38 | 100% |
Source: CFPB Consumer Complaint Database
Harvard Collections, LLC filings cluster in one product
Harvard Collections, LLC's 753 logged complaints reach a nationwide footprint - 41 states have at least one filing. 42.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-24.
Harvard Collections, LLC answers 89.4% of complaints inside the CFPB's tracked window and closes 91.9% with a written explanation. 1.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Harvard Collections, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Harvard Collections, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 753.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 89.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Harvard Collections, LLC (89.4% timely; 1.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration