2026 data Public-data reference Official source

Harvard Collections, LLC

753 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

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753
Total Complaints
89.4%
Timely Response
0%
Disputed
1.5%
Relief Provided
41
States Active
2013
Since

Data updated June 2026

Timely response rate 89.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.5%
Industry median

Share closed with monetary or non-monetary relief.

Harvard Collections, LLC complaint mix by product

Total complaints: 753

Harvard Collections, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 753 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 640 complaints (85.1%), resolution 1.4% Debt collection 85.1% Credit reporting,: 51 complaints (6.8%), resolution 0.0% Credit reporting, 6.8% Credit reporting: 50 complaints (6.6%), resolution 0.0% Credit reporting 6.6% Credit reporting: 4 complaints (0.5%), resolution 50.0% Consumer Loan: 3 complaints (0.4%), resolution 0.0% Student loan: 3 complaints (0.4%), resolution 0.0% Debt or: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 640 85.1% – 1% relief
  • Credit reporting, 51 6.8% – 0% relief
  • Credit reporting 50 6.6% – 0% relief
  • Credit reporting 4 0.5% – 50% relief
  • Consumer Loan 3 0.4% – 0% relief
  • Student loan 3 0.4% – 0% relief
  • Debt or 1 0.1% – 0% relief

How Harvard Collections, LLC's 753 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 640
Credit reporting, credit repair services, or other personal consumer reports 51
Credit reporting or other personal consumer reports 50
Credit reporting 4
Consumer Loan 3
Student loan 3
Debt or credit management 1
Credit card 1

Top States

State Complaints
IL 194
FL 102
TX 82
NY 74
GA 34
CA 25
IN 23
AZ 18
NJ 18
MO 17
TN 16
VA 14
NC 11
MN 11
AR 10
SC 9
PA 8
WI 8
NV 8
OH 8

Top Issues

Issue Complaints
Attempts to collect debt not owed 254
Written notification about debt 99
Cont'd attempts collect debt not owed 86
Incorrect information on your report 63
False statements or representation 61
Disclosure verification of debt 50
Communication tactics 36
Took or threatened to take negative or legal action 35
Improper use of your report 16
Problem with a credit reporting company's investigation into an existing problem 14
Improper contact or sharing of info 12
Problem with a company's investigation into an existing problem 8
Incorrect information on credit report 4
Taking/threatening an illegal action 4
Getting a loan 3
Electronic communications 2
Confusing or missing disclosures 1
Problems when you are unable to pay 1
Managing the loan or lease 1
Shopping for a loan or lease 1

Yearly Trend

Year Complaints Timely
2013 12 58.3%
2014 53 41.5%
2015 67 53.7%
2016 46 95.7%
2017 61 93.4%
2018 50 98%
2019 36 100%
2020 59 100%
2021 78 100%
2022 47 100%
2023 50 96%
2024 66 95.5%
2025 90 98.9%
2026 38 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Harvard Collections, LLC

Harvard Collections, LLC's 753 logged complaints reach a nationwide footprint - 41 states have at least one filing on record. 42.8% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-06-24.

Harvard Collections, LLC answers 89.4% of complaints inside the CFPB's tracked window and closes 91.9% with a written explanation. 1.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Harvard Collections, LLC.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Harvard Collections, LLC have?

753, per the CFPB's public complaint count for this company (see the full breakdown above).

Does Harvard Collections, LLC respond to complaints on time?

89.4% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about Harvard Collections, LLC?

"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.