CFPB · Single-product concentration

International City Mortgage

19 CFPB complaints · 89.5% in "Mortgage" · top issue Loan servicing, payments, escrow account.

19 CFPB complaints

International City Mortgage: 89.5% of 19 CFPB complaints sit in "Mortgage". Timely 100% · relief 15.8%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2012 to 2023

CFPB relief outcome brief

CCDB company international-city-mortgage

15.8% relief · 100% timely · 19 filings · Mortgage

Nearest relief peer: Provident Funding Associates (15.9% relief)

International City Mortgage(this)15.8%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among International City Mortgage and nearest filing-volume peers

International City Mortgage closes 15.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

International City Mortgage scores strongest on timely response (100/100 percentile-benchmarked) and weakest on closed with explanation (61/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

79 /100 grade B

Relief provided

74 / 100 percentile-benchmarked

15.8% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

61 / 100 percentile-benchmarked

78.9% of complaints closed with an explanation to the consumer

Most of International City Mortgage's 19 filings include narrative text

47.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 15.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

International City Mortgage complaint mix by product

Total complaints: 19

International City Mortgage complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 19 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 17 complaints (89.5%), resolution 17.6% Mortgage 89.5% Credit reporting: 1 complaints (5.3%), resolution 0.0% Debt collection: 1 complaints (5.3%), resolution 0.0%
  • Mortgage 17 89.5% – 18% relief
  • Credit reporting 1 5.3% – 0% relief
  • Debt collection 1 5.3% – 0% relief

How International City Mortgage's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 17
Credit reporting or other personal consumer reports 1
Debt collection 1

Concentrated filing states for International City Mortgage

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
57.9% of this company's filings
CA11TX3NV2NM1HI1VI1

International City Mortgage complaints by year

Annual filing volume from the CFPB public database

Trend in view
2023
1
0% vs 2012
0123456 20122013201420152016201720212023 1

Top States

State Complaints
CA 11
TX 3
NV 2
NM 1
HI 1
VI 1

Top Issues

Issue Complaints
Loan servicing, payments, escrow account 9
Application, originator, mortgage broker 3
Settlement process and costs 2
Credit decision / Underwriting 2
Problem with a company's investigation into an existing problem 1
Cont'd attempts collect debt not owed 1
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2013 2 100%
2014 3 100%
2015 5 100%
2016 3 100%
2017 3 100%
2021 1 100%
2023 1 100%

Source: CFPB Consumer Complaint Database

International City Mortgage filings cluster in one product

International City Mortgage's 19 logged complaints stay concentrated: only 6 states show a filing. 47.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2023-09-15.

International City Mortgage answers 100% of complaints inside the CFPB's tracked window and closes 78.9% with a written explanation. 15.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan servicing, payments, escrow account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about International City Mortgage.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for International City Mortgage: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for International City Mortgage (100% timely; 15.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration