CFPB · Mid-pack CFPB posture

Instant Cash Flow, Inc.

3 CFPB complaints · 1 states · top issue Problem with the payoff process at the end of the loan.

3 CFPB complaints

Instant Cash Flow, Inc. has 3 consumer complaints in the CFPB public database. Timely response is 66.7%; 0% closed with relief; top product Payday loan, title loan, or personal loan. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • 0% filings 2019 to 2024

CFPB relief outcome brief

CCDB company instant-cash-flow-inc

0% relief · 66.7% timely · 3 filings · Payday loan, title loan, or personal loan

Nearest relief peer: Kashia Services (0% relief)

Instant Cash Flow, Inc.(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Instant Cash Flow, Inc. and nearest filing-volume peers

Instant Cash Flow, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Instant Cash Flow, Inc. has 3 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 66.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Instant Cash Flow, Inc. complaint mix by product

Total complaints: 3

Instant Cash Flow, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 2 complaints (66.7%), resolution 0.0% Payday loan, 66.7% Payday loan,: 1 complaints (33.3%), resolution 0.0% Payday loan, 33.3%
  • Payday loan, 2 66.7% – 0% relief
  • Payday loan, 1 33.3% – 0% relief

How Instant Cash Flow, Inc.'s 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 2
Payday loan, title loan, personal loan, or advance loan 1

Instant Cash Flow, Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2024
1
0% vs 2019
1 201920212024 1

Top States

State Complaints
UT 3

Top Issues

Issue Complaints
Problem with the payoff process at the end of the loan 1
Can't stop withdrawals from your bank account 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2019 1 100%
2021 1 0%
2024 1 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Instant Cash Flow, Inc.

Instant Cash Flow, Inc.'s 3 logged complaints stay concentrated: only 1 state shows a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2019 through 2024-08-06.

Instant Cash Flow, Inc. answers 66.7% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Problem with the payoff process at the end of the loan."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Instant Cash Flow, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Instant Cash Flow, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Instant Cash Flow, Inc. (66.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture