CFPB · Coded-category record

Insta Financial

2 CFPB complaints · mostly coded fields (0% narrative) · top issue Getting the loan.

2 CFPB complaints

Insta Financial: only 0% of 2 filings carry narrative text, mostly coded fields. Timely 50% · relief 0%. Allegations, not findings.

  • Coded-category record
  • 0% filings 2018 to 2021

CFPB relief outcome brief

CCDB company insta-financial

0% relief · 50% timely · 2 filings · Payday loan, title loan, or personal loan

Nearest relief peer: Kashia Services (0% relief)

Insta Financial (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Insta Financial and nearest filing-volume peers

Insta Financial closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Insta Financial has 2 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 50.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Insta Financial complaint mix by product

Total complaints: 2

Insta Financial complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 1 complaints (50.0%), resolution 0.0% Payday loan, 50.0% Credit card: 1 complaints (50.0%), resolution 0.0% Credit card 50.0%
  • Payday loan, 1 50.0% – 0% relief
  • Credit card 1 50.0% – 0% relief

How Insta Financial's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 1
Credit card or prepaid card 1

Concentrated filing states for Insta Financial

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
AZ
50% of this company's filings
AZ1OH1

Insta Financial complaints by year

Annual filing volume from the CFPB public database

Trend in view
2021
1
0% vs 2018
1 20182021 1

Top States

State Complaints
AZ 1
OH 1

Top Issues

Issue Complaints
Getting the loan 1
Problem with a purchase or transfer 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2021 1 0%

Source: CFPB Consumer Complaint Database

Insta Financial's coded-category complaint ledger

Insta Financial's 2 logged complaints stay concentrated: only 2 states show a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2018 through 2021-04-01.

Insta Financial answers 50% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Getting the loan."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Insta Financial.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Insta Financial: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Insta Financial (50% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Coded-category record