CFPB · Narrative-heavy record

Inflection.com, Inc.

38 CFPB complaints · 50% with narratives · top issue Incorrect information on your report.

38 CFPB complaints

Inflection.com, Inc.: 50% of 38 filings include consumer narratives. Timely 97.4% · relief 2.6% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • +20% filings 2020 to 2026

CFPB relief outcome brief

CCDB company inflection-com-inc

2.6% relief · 97.4% timely · 38 filings · Credit reporting or other personal consumer reports

Nearest relief peer: CarMax, Inc. (2.2% relief)

Inflection.com, Inc. (this)2.6%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Inflection.com, Inc. and nearest filing-volume peers

Inflection.com, Inc. closes 2.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Inflection.com, Inc. scores strongest on timely response (95/100 percentile-benchmarked) and weakest on relief provided (12/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

58 /100 grade C

Relief provided

12 / 100 percentile-benchmarked

2.6% of complaints closed with relief to the consumer

Timely response

95 / 100 percentile-benchmarked

97.4% of complaints answered inside the CFPB 15-day window

Closed with explanation

95 / 100 percentile-benchmarked

97.4% of complaints closed with an explanation to the consumer

Most of Inflection.com, Inc.'s 38 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 97.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Inflection.com, Inc. complaint mix by product

Total complaints: 38

Inflection.com, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 38 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 22 complaints (57.9%), resolution 4.5% Credit reporting 57.9% Credit reporting,: 16 complaints (42.1%), resolution 0.0% Credit reporting, 42.1%
  • Credit reporting 22 57.9% – 5% relief
  • Credit reporting, 16 42.1% – 0% relief

How Inflection.com, Inc.'s 38 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 22
Credit reporting, credit repair services, or other personal consumer reports 16

Where Inflection.com, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NC
10.5% of this company's filings
NC4TX4FL3GA3UT3AZ2CO2IL2

Inflection.com, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
6
+20% vs 2020
2345678 2020202120222023202420252026 6

Top States

State Complaints
NC 4
TX 4
FL 3
GA 3
UT 3
AZ 2
CO 2
IL 2
MN 2
WV 1
TN 1
OR 1
ND 1
WA 1
MT 1
IN 1
NY 1
WY 1
DC 1
MI 1

Top Issues

Issue Complaints
Incorrect information on your report 30
Improper use of your report 4
Problem with a company's investigation into an existing issue 2
Identity theft protection or other monitoring services 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2020 5 100%
2021 7 100%
2022 3 100%
2023 4 100%
2024 6 100%
2025 7 100%
2026 6 83.3%

Source: CFPB Consumer Complaint Database

Inflection.com, Inc.'s narrative-rich complaint ledger

Inflection.com, Inc.'s 38 logged complaints stay concentrated: only 22 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-04-24.

Inflection.com, Inc. answers 97.4% of complaints inside the CFPB's tracked window and closes 97.4% with a written explanation. 2.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Inflection.com, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Inflection.com, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Inflection.com, Inc. (97.4% timely; 2.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record