2026 data Public-data reference. official source

IDAHO CENTRAL CREDIT UNION

43 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

43 consumer complaints filed with the CFPB

This profile shows IDAHO CENTRAL CREDIT UNION's complaint history from CFPB public records. 43 consumers have filed complaints since 2024. The company has a 100% timely response rate and has provided relief in 4.7% of cases.

43
Total Complaints
100%
Timely Response
0%
Disputed
4.7%
Relief Provided
8
States Active
2024
Since

Total complaints

43

Filed since 2024

Timely response

100%

CFPB-tracked response window

Relief rate

4.7%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.7%
Industry median

Share closed with monetary or non-monetary relief.

IDAHO CENTRAL CREDIT UNION complaint mix by product

Total complaints: 43

IDAHO CENTRAL CREDIT UNION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 43 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 19 complaints (45.2%), resolution 5.3% Checking or 45.2% Credit reporting: 8 complaints (19.0%), resolution 0.0% Credit reporting 19.0% Debt collection: 4 complaints (9.5%), resolution 0.0% Debt collection 9.5% Money transfer,: 4 complaints (9.5%), resolution 0.0% Money transfer, 9.5% Vehicle loan: 3 complaints (7.1%), resolution 33.3% Vehicle loan 7.1% Mortgage: 2 complaints (4.8%), resolution 0.0% Credit card: 2 complaints (4.8%), resolution 0.0%
  • Checking or 19 45.2% 5% relief
  • Credit reporting 8 19.0% 0% relief
  • Debt collection 4 9.5% 0% relief
  • Money transfer, 4 9.5% 0% relief
  • Vehicle loan 3 7.1% 33% relief
  • Mortgage 2 4.8% 0% relief
  • Credit card 2 4.8% 0% relief

How IDAHO CENTRAL CREDIT UNION's 43 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 19
Credit reporting or other personal consumer reports 8
Debt collection 4
Money transfer, virtual currency, or money service 4
Vehicle loan or lease 3
Mortgage 2
Credit card 2
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
ID 29
WA 6
AZ 3
LA 1
PA 1
TX 1
VT 1
OR 1

Top Issues

Issue Complaints
Managing an account 11
Problem with a lender or other company charging your account 5
Incorrect information on your report 4
Managing the loan or lease 3
Trouble during payment process 2
Attempts to collect debt not owed 2
Money was not available when promised 2
Opening an account 2
Improper use of your report 2
Fraud or scam 2
Problem with a company's investigation into an existing problem 2
Closing an account 1
Threatened to contact someone or share information improperly 1
Getting the loan 1
Closing your account 1
Other features, terms, or problems 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2024 11 100%
2025 19 100%
2026 13 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About IDAHO CENTRAL CREDIT UNION

IDAHO CENTRAL CREDIT UNION has accumulated 43 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2024, and the most recent logged activity is 2026-03-21, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, IDAHO CENTRAL CREDIT UNION reports a 100% timely-response rate and has closed 95.3% of cases with a written explanation to the consumer. 4.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating IDAHO CENTRAL CREDIT UNION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does IDAHO CENTRAL CREDIT UNION have?

IDAHO CENTRAL CREDIT UNION has received 43 consumer complaints filed with the Consumer Financial Protection Bureau.

Does IDAHO CENTRAL CREDIT UNION respond to complaints on time?

IDAHO CENTRAL CREDIT UNION has a 100% timely response rate to CFPB complaints.

What is the most common complaint about IDAHO CENTRAL CREDIT UNION?

The most common issue reported against IDAHO CENTRAL CREDIT UNION is "Managing an account" in the "Checking or savings account" product category.

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