Idaho Central Credit Union
79 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Idaho Central Credit Union complaint mix by product
- Checking or 33 42.3% – 15% relief
- Credit reporting 12 15.4% – 0% relief
- Vehicle loan 8 10.3% – 25% relief
- Debt collection 7 9.0% – 0% relief
- Mortgage 7 9.0% – 0% relief
- Money transfer, 6 7.7% – 0% relief
- Credit card 5 6.4% – 0% relief
How Idaho Central Credit Union's 79 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 33 |
| Credit reporting or other personal consumer reports | 12 |
| Vehicle loan or lease | 8 |
| Debt collection | 7 |
| Mortgage | 7 |
| Money transfer, virtual currency, or money service | 6 |
| Credit card | 5 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Top States
| State | Complaints |
|---|---|
| ID | 55 |
| WA | 8 |
| AZ | 4 |
| TX | 2 |
| CA | 1 |
| CO | 1 |
| PA | 1 |
| LA | 1 |
| VT | 1 |
| ND | 1 |
| NV | 1 |
| OR | 1 |
| FL | 1 |
| AE | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 21 |
| Incorrect information on your report | 6 |
| Managing the loan or lease | 6 |
| Problem with a lender or other company charging your account | 6 |
| Fraud or scam | 4 |
| Struggling to pay mortgage | 4 |
| Improper use of your report | 3 |
| Problem with a company's investigation into an existing problem | 3 |
| Closing an account | 2 |
| Opening an account | 2 |
| Money was not available when promised | 2 |
| Problem with a purchase shown on your statement | 2 |
| Trouble during payment process | 2 |
| False statements or representation | 2 |
| Attempts to collect debt not owed | 2 |
| Problem caused by your funds being low | 2 |
| Other features, terms, or problems | 2 |
| Took or threatened to take negative or legal action | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Getting the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 15 | 100% |
| 2025 | 34 | 100% |
| 2026 | 30 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Idaho Central Credit Union
Idaho Central Credit Union's 79 logged complaints stay concentrated: only 14 states show a filing on record. 54.4% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2024 through 2026-06-22.
Idaho Central Credit Union answers 100% of complaints inside the CFPB's tracked window and closes 88.6% with a written explanation. 8.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Idaho Central Credit Union.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Idaho Central Credit Union have?
79, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Idaho Central Credit Union respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Idaho Central Credit Union?
"Managing an account", filed under the "Checking or savings account" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.