2026 data Public-data reference. official source

RAS LaVrar, LLC

138 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

138 consumer complaints filed with the CFPB

This profile shows RAS LaVrar, LLC's complaint history from CFPB public records. 138 consumers have filed complaints since 2017. The company has a 94.2% timely response rate and has provided relief in 0% of cases.

138
Total Complaints
94.2%
Timely Response
0%
Disputed
0%
Relief Provided
10
States Active
2017
Since

Total complaints

138

Filed since 2017

Timely response

94.2%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 94.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

RAS LaVrar, LLC complaint mix by product

Total complaints: 138

RAS LaVrar, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 138 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 120 complaints (87.0%), resolution 0.0% Debt collection 87.0% Credit reporting: 8 complaints (5.8%), resolution 0.0% Credit card: 5 complaints (3.6%), resolution 0.0% Credit reporting,: 3 complaints (2.2%), resolution 0.0% Debt or: 1 complaints (0.7%), resolution 0.0% Credit card: 1 complaints (0.7%), resolution 0.0%
  • Debt collection 120 87.0% 0% relief
  • Credit reporting 8 5.8% 0% relief
  • Credit card 5 3.6% 0% relief
  • Credit reporting, 3 2.2% 0% relief
  • Debt or 1 0.7% 0% relief
  • Credit card 1 0.7% 0% relief

How RAS LaVrar, LLC's 138 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 120
Credit reporting or other personal consumer reports 8
Credit card 5
Credit reporting, credit repair services, or other personal consumer reports 3
Debt or credit management 1
Credit card or prepaid card 1

Top States

State Complaints
FL 65
GA 32
VA 18
PA 12
SC 4
NY 1
MD 1
KY 1
CA 1
NC 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 47
Written notification about debt 27
Took or threatened to take negative or legal action 26
False statements or representation 12
Incorrect information on your report 8
Communication tactics 6
Improper use of your report 3
Getting a credit card 3
Threatened to contact someone or share information improperly 2
Problem with customer service 1
Other features, terms, or problems 1
Problem with a credit reporting company's investigation into an existing problem 1
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2017 2 50%
2018 12 83.3%
2019 10 100%
2020 3 100%
2021 17 82.4%
2022 15 86.7%
2023 20 100%
2024 23 100%
2025 33 100%
2026 3 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About RAS LaVrar, LLC

RAS LaVrar, LLC has accumulated 138 consumer complaints in the CFPB public database, with filings active across 10 U.S. states. Of those submissions, 50 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-03-20, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, RAS LaVrar, LLC reports a 94.2% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating RAS LaVrar, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does RAS LaVrar, LLC have?

RAS LaVrar, LLC has received 138 consumer complaints filed with the Consumer Financial Protection Bureau.

Does RAS LaVrar, LLC respond to complaints on time?

RAS LaVrar, LLC has a 94.2% timely response rate to CFPB complaints.

What is the most common complaint about RAS LaVrar, LLC?

The most common issue reported against RAS LaVrar, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

Related