CFPB · Single-product concentration

RAS LaVrar, LLC

198 CFPB complaints · 88.9% in "Debt collection" · top issue Attempts to collect debt not owed.

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198 CFPB complaints

RAS LaVrar, LLC: 88.9% of 198 CFPB complaints sit in "Debt collection". Timely 92.9% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +350% filings 2017 to 2026

CFPB relief outcome brief

CCDB company ras-lavrar-llc

0% relief · 92.9% timely · 198 filings · Debt collection

Same-product relief peers

Nearest relief peer: Transworld Systems Inc (0% relief)

RAS LaVrar, LLC (this)0%Healthcare Collections-I, LLC0%Investors Bank15.7%LendUp Loans LLC8.1%Revenue Recovery Corporation12.6%
Closed-with-relief % among RAS LaVrar, LLC and nearest filing-volume peers

RAS LaVrar, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of RAS LaVrar, LLC's 198 filings include narrative text

52.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 92.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

RAS LaVrar, LLC complaint mix by product

Total complaints: 198

RAS LaVrar, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 198 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 176 complaints (88.9%), resolution 0.0% Debt collection 88.9% Credit reporting: 10 complaints (5.1%), resolution 0.0% Credit card: 5 complaints (2.5%), resolution 0.0% Credit reporting,: 3 complaints (1.5%), resolution 0.0% Debt or: 3 complaints (1.5%), resolution 0.0% Credit card: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 176 88.9% – 0% relief
  • Credit reporting 10 5.1% – 0% relief
  • Credit card 5 2.5% – 0% relief
  • Credit reporting, 3 1.5% – 0% relief
  • Debt or 3 1.5% – 0% relief
  • Credit card 1 0.5% – 0% relief

How RAS LaVrar, LLC's 198 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 176
Credit reporting or other personal consumer reports 10
Credit card 5
Credit reporting, credit repair services, or other personal consumer reports 3
Debt or credit management 3
Credit card or prepaid card 1

Concentrated filing states for RAS LaVrar, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
51% of this company's filings
FL101GA41VA21PA16SC11NY2CA1NC1

RAS LaVrar, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
9
+350% vs 2017
0204060 2017201820192020202120222023202420252026 9

Top States

State Complaints
FL 101
GA 41
VA 21
PA 16
SC 11
NY 2
CA 1
NC 1
KY 1
MD 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 67
Written notification about debt 41
Took or threatened to take negative or legal action 39
False statements or representation 19
Incorrect information on your report 9
Communication tactics 6
Improper use of your report 4
Threatened to contact someone or share information improperly 4
Getting a credit card 3
Problem with customer service 3
Other features, terms, or problems 1
Problem with a company's investigation into an existing problem 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2017 2 50%
2018 14 78.6%
2019 13 100%
2020 9 77.8%
2021 17 82.4%
2022 15 86.7%
2023 32 93.8%
2024 37 100%
2025 50 98%
2026 9 100%

Source: CFPB Consumer Complaint Database

RAS LaVrar, LLC filings cluster in one product

RAS LaVrar, LLC's 198 logged complaints stay concentrated: only 10 states show a filing. 52.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-05-18.

RAS LaVrar, LLC answers 92.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about RAS LaVrar, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for RAS LaVrar, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest companies by total CFPB complaints. This record: 198.

4 peers

Similar timely response rate

Nearest companies by CFPB 15-day timely-response %. This record: 92.9%.

4 peers

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for RAS LaVrar, LLC (92.9% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration