CFPB · Single-product concentration

Home Mortgage Alliance Corp. (HMAC)

16 CFPB complaints · 81.3% in "Mortgage" · top issue Closing on a mortgage.

16 CFPB complaints

Home Mortgage Alliance Corp. (HMAC): 81.3% of 16 CFPB complaints sit in "Mortgage". Timely 87.5% · relief 18.8%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2015 to 2026

CFPB relief outcome brief

CCDB company home-mortgage-alliance-corp-hmac

18.8% relief · 87.5% timely · 16 filings · Mortgage

Nearest relief peer: M&T Bank Corporation (19.4% relief)

Home Mortgage Alliance Corp.…18.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Home Mortgage Alliance Corp. (HMAC) and nearest filing-volume peers

Home Mortgage Alliance Corp. (HMAC) closes 18.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Home Mortgage Alliance Corp. (HMAC)'s 16 filings include narrative text

43.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 87.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 18.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Home Mortgage Alliance Corp. (HMAC) complaint mix by product

Total complaints: 16

Home Mortgage Alliance Corp. (HMAC) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 16 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 13 complaints (81.3%), resolution 23.1% Mortgage 81.3% Credit reporting,: 2 complaints (12.5%), resolution 0.0% Credit reporting, 12.5% Credit reporting: 1 complaints (6.3%), resolution 0.0% Credit reporting 6.3%
  • Mortgage 13 81.3% 23% relief
  • Credit reporting, 2 12.5% 0% relief
  • Credit reporting 1 6.3% 0% relief

How Home Mortgage Alliance Corp. (HMAC)'s 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 13
Credit reporting, credit repair services, or other personal consumer reports 2
Credit reporting or other personal consumer reports 1

Concentrated filing states for Home Mortgage Alliance Corp. (HMAC)

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
50% of this company's filings
CA8VA2IL1MD1MS1

Home Mortgage Alliance Corp. (HMAC) complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2015
0.511.522.533.5 201520172018201920202021202220252026 1

Top States

State Complaints
CA 8
VA 2
IL 1
MD 1
MS 1

Top Issues

Issue Complaints
Closing on a mortgage 5
Trouble during payment process 3
Application, originator, mortgage broker 3
Incorrect information on your report 2
Improper use of your report 1
Applying for a mortgage or refinancing an existing mortgage 1
Struggling to pay mortgage 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2017 2 100%
2018 3 100%
2019 2 100%
2020 2 100%
2021 1 100%
2022 2 100%
2025 2 50%
2026 1 0%

Source: CFPB Consumer Complaint Database

Home Mortgage Alliance Corp. (HMAC) filings cluster in one product

Home Mortgage Alliance Corp. (HMAC)'s 16 logged complaints stay concentrated: only 5 states show a filing. 43.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-01-16.

Home Mortgage Alliance Corp. (HMAC) answers 87.5% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 18.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Home Mortgage Alliance Corp. (HMAC).

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Home Mortgage Alliance Corp. (HMAC): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Home Mortgage Alliance Corp. (HMAC) (87.5% timely; 18.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration