PlusFour, Inc
494 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
PlusFour, Inc complaint mix by product
- Debt collection 414 83.8% – 0% relief
- Credit reporting, 46 9.3% – 0% relief
- Credit reporting 27 5.5% – 0% relief
- Debt or 4 0.8% – 0% relief
- Consumer Loan 2 0.4% – 0% relief
- Credit card 1 0.2% – 0% relief
How PlusFour, Inc's 494 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 414 |
| Credit reporting, credit repair services, or other personal consumer reports | 46 |
| Credit reporting or other personal consumer reports | 27 |
| Debt or credit management | 4 |
| Consumer Loan | 2 |
| Credit card | 1 |
Top States
| State | Complaints |
|---|---|
| NV | 353 |
| CA | 37 |
| FL | 16 |
| TX | 12 |
| AZ | 12 |
| UT | 9 |
| NC | 7 |
| TN | 6 |
| WA | 5 |
| PA | 4 |
| MO | 3 |
| IL | 2 |
| GA | 2 |
| AR | 2 |
| LA | 2 |
| CO | 2 |
| MI | 1 |
| IN | 1 |
| MD | 1 |
| SC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 180 |
| Written notification about debt | 98 |
| False statements or representation | 49 |
| Incorrect information on your report | 33 |
| Cont'd attempts collect debt not owed | 29 |
| Took or threatened to take negative or legal action | 25 |
| Problem with a credit reporting company's investigation into an existing problem | 20 |
| Improper use of your report | 16 |
| Disclosure verification of debt | 16 |
| Communication tactics | 10 |
| Improper contact or sharing of info | 6 |
| Problem with a company's investigation into an existing problem | 3 |
| Problem with customer service | 2 |
| Managing the loan or lease | 2 |
| Didn't provide services promised | 1 |
| Unauthorized withdrawals or charges | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 12 | 50% |
| 2016 | 29 | 65.5% |
| 2017 | 40 | 42.5% |
| 2018 | 30 | 73.3% |
| 2019 | 56 | 76.8% |
| 2020 | 51 | 82.4% |
| 2021 | 55 | 100% |
| 2022 | 49 | 100% |
| 2023 | 43 | 100% |
| 2024 | 54 | 100% |
| 2025 | 72 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About PlusFour, Inc
PlusFour, Inc's 494 logged complaints stay concentrated: only 30 states show a filing on record. 56.5% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2025-10-21.
PlusFour, Inc answers 86% of complaints inside the CFPB's tracked window and closes 91.1% with a written explanation. 0.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about PlusFour, Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does PlusFour, Inc have?
494, per the CFPB's public complaint count for this company (see the full breakdown above).
Does PlusFour, Inc respond to complaints on time?
86% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about PlusFour, Inc?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.