2026 data Public-data reference. official source

Hans Capital Group dba H&L Automotive Financial Services

5 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

5 consumer complaints filed with the CFPB

This profile shows Hans Capital Group dba H&L Automotive Financial Services's complaint history from CFPB public records. 5 consumers have filed complaints since 2020. The company has a 40% timely response rate and has provided relief in 0% of cases.

5
Total Complaints
40%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
2020
Since

Total complaints

5

Filed since 2020

Timely response

40%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 40.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Hans Capital Group dba H&L Automotive Financial Services complaint mix by product

Total complaints: 5

Hans Capital Group dba H&L Automotive Financial Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 2 complaints (40.0%), resolution 0.0% Credit reporting 40.0% Vehicle loan: 1 complaints (20.0%), resolution 0.0% Vehicle loan 20.0% Debt collection: 1 complaints (20.0%), resolution 0.0% Debt collection 20.0% Credit reporting,: 1 complaints (20.0%), resolution 0.0% Credit reporting, 20.0%
  • Credit reporting 2 40.0% 0% relief
  • Vehicle loan 1 20.0% 0% relief
  • Debt collection 1 20.0% 0% relief
  • Credit reporting, 1 20.0% 0% relief

How Hans Capital Group dba H&L Automotive Financial Services's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 2
Vehicle loan or lease 1
Debt collection 1
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
CA 3
GA 1
NV 1

Top Issues

Issue Complaints
Incorrect information on your report 3
Managing the loan or lease 1
Took or threatened to take negative or legal action 1

Yearly Trend

Year Complaints Timely
2020 1 100%
2024 2 50%
2025 1 0%
2026 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Hans Capital Group dba H&L Automotive Financial Services

Hans Capital Group dba H&L Automotive Financial Services has accumulated 5 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2026-01-30, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Hans Capital Group dba H&L Automotive Financial Services reports a 40% timely-response rate and has closed 40% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Hans Capital Group dba H&L Automotive Financial Services: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Hans Capital Group dba H&L Automotive Financial Services have?

Hans Capital Group dba H&L Automotive Financial Services has received 5 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Hans Capital Group dba H&L Automotive Financial Services respond to complaints on time?

Hans Capital Group dba H&L Automotive Financial Services has a 40% timely response rate to CFPB complaints.

What is the most common complaint about Hans Capital Group dba H&L Automotive Financial Services?

The most common issue reported against Hans Capital Group dba H&L Automotive Financial Services is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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