2026 data Public-data reference. official source

Franklin Credit Management Corporation

239 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

239 consumer complaints filed with the CFPB

This profile shows Franklin Credit Management Corporation's complaint history from CFPB public records. 239 consumers have filed complaints since 2012. The company has a 97.1% timely response rate and has provided relief in 0% of cases.

239
Total Complaints
97.1%
Timely Response
9.6%
Disputed
0%
Relief Provided
34
States Active
2012
Since

Total complaints

239

Filed since 2012

Timely response

97.1%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 97.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Franklin Credit Management Corporation complaint mix by product

Total complaints: 239

Franklin Credit Management Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 239 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 205 complaints (85.8%), resolution 0.0% Mortgage 85.8% Debt collection: 26 complaints (10.9%), resolution 0.0% Debt collection 10.9% Credit reporting,: 4 complaints (1.7%), resolution 0.0% Credit reporting: 2 complaints (0.8%), resolution 0.0% Payday loan,: 1 complaints (0.4%), resolution 0.0% Credit reporting: 1 complaints (0.4%), resolution 0.0%
  • Mortgage 205 85.8% 0% relief
  • Debt collection 26 10.9% 0% relief
  • Credit reporting, 4 1.7% 0% relief
  • Credit reporting 2 0.8% 0% relief
  • Payday loan, 1 0.4% 0% relief
  • Credit reporting 1 0.4% 0% relief

How Franklin Credit Management Corporation's 239 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 205
Debt collection 26
Credit reporting, credit repair services, or other personal consumer reports 4
Credit reporting 2
Payday loan, title loan, or personal loan 1
Credit reporting or other personal consumer reports 1

Top States

State Complaints
CA 73
GA 18
TX 18
NY 14
PR 13
FL 10
MI 9
MN 9
NJ 8
NC 7
CT 7
PA 6
MD 6
WA 4
VA 4
TN 4
IL 3
NM 2
KY 2
OH 2

Top Issues

Issue Complaints
Loan modification,collection,foreclosure 70
Struggling to pay mortgage 56
Loan servicing, payments, escrow account 28
Trouble during payment process 27
Settlement process and costs 8
Cont'd attempts collect debt not owed 8
Took or threatened to take negative or legal action 7
Credit decision / Underwriting 5
Other 5
Incorrect information on your report 5
Attempts to collect debt not owed 4
Application, originator, mortgage broker 3
Disclosure verification of debt 3
Incorrect information on credit report 2
False statements or representation 2
Getting the loan 1
Problem with a company's investigation into an existing problem 1
Communication tactics 1
Applying for a mortgage or refinancing an existing mortgage 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2012 20 85%
2013 25 88%
2014 23 100%
2015 27 100%
2016 31 100%
2017 26 100%
2018 11 100%
2019 13 100%
2020 9 100%
2021 10 100%
2022 8 100%
2023 13 100%
2024 10 100%
2025 9 88.9%
2026 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Franklin Credit Management Corporation

Franklin Credit Management Corporation has accumulated 239 consumer complaints in the CFPB public database, with filings active across 34 U.S. states. Of those submissions, 54 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Franklin Credit Management Corporation reports a 97.1% timely-response rate and has closed 99.2% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 9.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Loan modification,collection,foreclosure".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Franklin Credit Management Corporation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Franklin Credit Management Corporation have?

Franklin Credit Management Corporation has received 239 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Franklin Credit Management Corporation respond to complaints on time?

Franklin Credit Management Corporation has a 97.1% timely response rate to CFPB complaints.

What is the most common complaint about Franklin Credit Management Corporation?

The most common issue reported against Franklin Credit Management Corporation is "Loan modification,collection,foreclosure" in the "Mortgage" product category.

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