CFPB · Single-product concentration

Franklin Credit Management Corporation

271 CFPB complaints · 84.5% in "Mortgage" · top issue Loan modification,collection,foreclosure.

271 CFPB complaints

Franklin Credit Management Corporation: 84.5% of 271 CFPB complaints sit in "Mortgage". Timely 97.4% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -70% filings 2012 to 2026

CFPB relief outcome brief

CCDB company franklin-credit-management-corporation

0% relief · 97.4% timely · 271 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Franklin Credit Management C…0%Deinde Online Services, LLC1.1%Global Credit Union24.7%Great American Finance Co2.6%Primary Residential Mortgage10%
Closed-with-relief % among Franklin Credit Management Corporation and nearest filing-volume peers

Franklin Credit Management Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 271 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 97.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Franklin Credit Management Corporation complaint mix by product

Total complaints: 271

Franklin Credit Management Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 271 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 229 complaints (84.5%), resolution 0.0% Mortgage 84.5% Debt collection: 32 complaints (11.8%), resolution 0.0% Debt collection 11.8% Credit reporting,: 5 complaints (1.8%), resolution 0.0% Credit reporting: 2 complaints (0.7%), resolution 0.0% Credit reporting: 2 complaints (0.7%), resolution 0.0% Payday loan,: 1 complaints (0.4%), resolution 0.0%
  • Mortgage 229 84.5% 0% relief
  • Debt collection 32 11.8% 0% relief
  • Credit reporting, 5 1.8% 0% relief
  • Credit reporting 2 0.7% 0% relief
  • Credit reporting 2 0.7% 0% relief
  • Payday loan, 1 0.4% 0% relief

How Franklin Credit Management Corporation's 271 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 229
Debt collection 32
Credit reporting, credit repair services, or other personal consumer reports 5
Credit reporting or other personal consumer reports 2
Credit reporting 2
Payday loan, title loan, or personal loan 1

Where Franklin Credit Management Corporation complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
32.8% of this company's filings
CA89TX19GA18PR15FL14NY13MI10MN9

Franklin Credit Management Corporation falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
6
-70% vs 2012
010203040 20122014201620182020202220242026 6

Top States

State Complaints
CA 89
TX 19
GA 18
PR 15
FL 14
NY 13
MI 10
MN 9
NC 9
NJ 8
CT 7
PA 7
MD 6
WA 5
OH 4
TN 4
VA 4
KY 3
MO 3
IL 3

Top Issues

Issue Complaints
Loan modification,collection,foreclosure 73
Struggling to pay mortgage 70
Trouble during payment process 32
Loan servicing, payments, escrow account 29
Cont'd attempts collect debt not owed 9
Settlement process and costs 9
Took or threatened to take negative or legal action 8
Attempts to collect debt not owed 6
Incorrect information on your report 6
Other 5
Credit decision / Underwriting 5
False statements or representation 3
Disclosure verification of debt 3
Application, originator, mortgage broker 3
Problem with a company's investigation into an existing problem 2
Written notification about debt 2
Incorrect information on credit report 2
Getting the loan 1
Communication tactics 1
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2012 20 85%
2013 24 87.5%
2014 23 100%
2015 31 100%
2016 34 100%
2017 26 100%
2018 17 100%
2019 17 100%
2020 11 100%
2021 15 100%
2022 9 100%
2023 18 100%
2024 11 100%
2025 9 88.9%
2026 6 100%

Source: CFPB Consumer Complaint Database

Franklin Credit Management Corporation filings cluster in one product

Franklin Credit Management Corporation's 271 logged complaints stay concentrated: only 34 states show a filing. Only 31.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2026-06-10.

Franklin Credit Management Corporation answers 97.4% of complaints inside the CFPB's tracked window and closes 98.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan modification,collection,foreclosure."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Franklin Credit Management Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Franklin Credit Management Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Franklin Credit Management Corporation (97.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration