2026 data Public-data reference. official source

GOLD STAR MORTGAGE FINANCIAL

19 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

19 consumer complaints filed with the CFPB

This profile shows GOLD STAR MORTGAGE FINANCIAL's complaint history from CFPB public records. 19 consumers have filed complaints since 2013. The company has a 94.7% timely response rate and has provided relief in 21.1% of cases.

19
Total Complaints
94.7%
Timely Response
5.3%
Disputed
21.1%
Relief Provided
8
States Active
2013
Since

Total complaints

19

Filed since 2013

Timely response

94.7%

CFPB-tracked response window

Relief rate

21.1%

Closed with monetary or non-monetary relief

Timely response rate 94.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 21.1%
Industry median

Share closed with monetary or non-monetary relief.

GOLD STAR MORTGAGE FINANCIAL complaint mix by product

Total complaints: 19

GOLD STAR MORTGAGE FINANCIAL complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 19 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 16 complaints (84.2%), resolution 18.8% Mortgage 84.2% Credit card: 1 complaints (5.3%), resolution 0.0% Credit reporting: 1 complaints (5.3%), resolution 0.0% Debt collection: 1 complaints (5.3%), resolution 100.0%
  • Mortgage 16 84.2% 19% relief
  • Credit card 1 5.3% 0% relief
  • Credit reporting 1 5.3% 0% relief
  • Debt collection 1 5.3% 100% relief

How GOLD STAR MORTGAGE FINANCIAL's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 16
Credit card 1
Credit reporting or other personal consumer reports 1
Debt collection 1

Top States

State Complaints
MI 5
FL 4
OH 2
NV 2
CA 2
IL 1
TX 1
NJ 1

Top Issues

Issue Complaints
Trouble during payment process 5
Application, originator, mortgage broker 4
Closing on a mortgage 4
Applying for a mortgage or refinancing an existing mortgage 2
Other 1
Getting a credit card 1
Problem with a company's investigation into an existing problem 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 3 100%
2016 1 100%
2017 2 50%
2019 1 100%
2020 2 100%
2021 1 100%
2022 1 100%
2023 1 100%
2024 3 100%
2025 1 100%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About GOLD STAR MORTGAGE FINANCIAL

GOLD STAR MORTGAGE FINANCIAL has accumulated 19 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 5 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-02-05, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, GOLD STAR MORTGAGE FINANCIAL reports a 94.7% timely-response rate and has closed 63.2% of cases with a written explanation to the consumer. 21.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 5.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating GOLD STAR MORTGAGE FINANCIAL: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does GOLD STAR MORTGAGE FINANCIAL have?

GOLD STAR MORTGAGE FINANCIAL has received 19 consumer complaints filed with the Consumer Financial Protection Bureau.

Does GOLD STAR MORTGAGE FINANCIAL respond to complaints on time?

GOLD STAR MORTGAGE FINANCIAL has a 94.7% timely response rate to CFPB complaints.

What is the most common complaint about GOLD STAR MORTGAGE FINANCIAL?

The most common issue reported against GOLD STAR MORTGAGE FINANCIAL is "Trouble during payment process" in the "Mortgage" product category.

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