CFPB · Single-product concentration
Gold Star Mortgage Financial
30 CFPB complaints · 86.7% in "Mortgage" · top issue Closing on a mortgage.
Gold Star Mortgage Financial: 86.7% of 30 CFPB complaints sit in "Mortgage". Timely 96.7% · relief 23.3%. Allegations, not findings.
- Single-product concentration
- +200% filings 2013 to 2026
CFPB relief outcome brief
CCDB company gold-star-mortgage-financial
23.3% relief · 96.7% timely · 30 filings · Mortgage
Same-product relief peers
Nearest relief peer: Homestar Financial Corporation (23.2% relief)
Gold Star Mortgage Financial closes 23.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Gold Star Mortgage Financial's 30 filings include narrative text
53.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Gold Star Mortgage Financial complaint mix by product
- Mortgage 26 86.7% – 23% relief
- Credit reporting 2 6.7% – 0% relief
- Credit card 1 3.3% – 0% relief
- Debt collection 1 3.3% – 100% relief
How Gold Star Mortgage Financial's 30 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 26 |
| Credit reporting or other personal consumer reports | 2 |
| Credit card | 1 |
| Debt collection | 1 |
Where Gold Star Mortgage Financial complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 30% of this company's filings
Gold Star Mortgage Financial rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2013
Top States
| State | Complaints |
|---|---|
| MI | 9 |
| CA | 5 |
| FL | 4 |
| OH | 4 |
| NV | 2 |
| GA | 1 |
| IL | 1 |
| NJ | 1 |
| TX | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Closing on a mortgage | 8 |
| Trouble during payment process | 8 |
| Application, originator, mortgage broker | 5 |
| Applying for a mortgage or refinancing an existing mortgage | 4 |
| Getting a credit card | 1 |
| Improper use of your report | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Other | 1 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 3 | 100% |
| 2016 | 1 | 100% |
| 2017 | 3 | 66.7% |
| 2019 | 1 | 100% |
| 2020 | 2 | 100% |
| 2021 | 2 | 100% |
| 2022 | 1 | 100% |
| 2023 | 4 | 100% |
| 2024 | 7 | 100% |
| 2025 | 2 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Gold Star Mortgage Financial filings cluster in one product
Gold Star Mortgage Financial's 30 logged complaints stay concentrated: only 10 states show a filing. 53.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-04-02.
Gold Star Mortgage Financial answers 96.7% of complaints inside the CFPB's tracked window and closes 66.7% with a written explanation. 23.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Gold Star Mortgage Financial.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Gold Star Mortgage Financial: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 30.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Gold Star Mortgage Financial (96.7% timely; 23.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration