CFPB · Single-product concentration
Ms Services LLC
128 CFPB complaints · 75.8% in "Debt collection" · top issue Attempts to collect debt not owed.
Ms Services LLC: 75.8% of 128 CFPB complaints sit in "Debt collection". Timely 96.1% · relief 0%. Allegations, not findings.
- Single-product concentration
- -66.7% filings 2014 to 2026
CFPB relief outcome brief
CCDB company ms-services-llc
0% relief · 96.1% timely · 128 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Ms Services LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Ms Services LLC scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
93 / 100 percentile-benchmarked
96.1% of complaints answered inside the CFPB 15-day window
Closed with explanation
100 / 100 percentile-benchmarked
100% of complaints closed with an explanation to the consumer
Most of Ms Services LLC's 128 filings include narrative text
53.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Ms Services LLC complaint mix by product
- Debt collection 97 75.8% – 0% relief
- Credit reporting, 27 21.1% – 0% relief
- Student loan 2 1.6% – 0% relief
- Checking or 1 0.8% – 0% relief
- Credit card 1 0.8% – 0% relief
How Ms Services LLC's 128 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 97 |
| Credit reporting, credit repair services, or other personal consumer reports | 27 |
| Student loan | 2 |
| Checking or savings account | 1 |
| Credit card or prepaid card | 1 |
Concentrated filing states for Ms Services LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 43% of this company's filings
Ms Services LLC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- -66.7% vs 2014
Top States
| State | Complaints |
|---|---|
| CA | 55 |
| WY | 12 |
| CO | 9 |
| MS | 5 |
| FL | 4 |
| NV | 4 |
| TX | 3 |
| GA | 3 |
| MT | 3 |
| TN | 3 |
| SD | 2 |
| NE | 2 |
| NY | 2 |
| WV | 2 |
| IA | 2 |
| UT | 2 |
| NC | 2 |
| AZ | 2 |
| ID | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 41 |
| Incorrect information on your report | 15 |
| Written notification about debt | 15 |
| Communication tactics | 13 |
| Problem with a credit reporting company's investigation into an existing problem | 11 |
| Took or threatened to take negative or legal action | 10 |
| False statements or representation | 7 |
| Cont'd attempts collect debt not owed | 5 |
| Disclosure verification of debt | 4 |
| Issue where my lender is my school | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Improper contact or sharing of info | 1 |
| Problem caused by your funds being low | 1 |
| Problem with a purchase shown on your statement | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 6 | 66.7% |
| 2015 | 4 | 100% |
| 2016 | 7 | 100% |
| 2017 | 1 | 100% |
| 2018 | 4 | 100% |
| 2019 | 6 | 83.3% |
| 2020 | 23 | 100% |
| 2021 | 31 | 100% |
| 2022 | 24 | 100% |
| 2023 | 3 | 100% |
| 2024 | 6 | 100% |
| 2025 | 11 | 81.8% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Ms Services LLC filings cluster in one product
Ms Services LLC's 128 logged complaints stay concentrated: only 29 states show a filing. 53.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-04-02.
Ms Services LLC answers 96.1% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Ms Services LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Ms Services LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 128.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Ms Services LLC (96.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration