2026 data Public-data reference. official source

Genesis Credit Management, LLC

62 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

62 consumer complaints filed with the CFPB

This profile shows Genesis Credit Management, LLC's complaint history from CFPB public records. 62 consumers have filed complaints since 2015. The company has a 29% timely response rate and has provided relief in 1.6% of cases.

62
Total Complaints
29%
Timely Response
9.7%
Disputed
1.6%
Relief Provided
12
States Active
2015
Since

Total complaints

62

Filed since 2015

Timely response

29%

CFPB-tracked response window

Relief rate

1.6%

Closed with monetary or non-monetary relief

Timely response rate 29.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.6%
Industry median

Share closed with monetary or non-monetary relief.

Genesis Credit Management, LLC complaint mix by product

Total complaints: 62

Genesis Credit Management, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 62 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 57 complaints (91.9%), resolution 1.8% Debt collection 91.9% Credit reporting,: 5 complaints (8.1%), resolution 0.0% Credit reporting, 8.1%
  • Debt collection 57 91.9% 2% relief
  • Credit reporting, 5 8.1% 0% relief

How Genesis Credit Management, LLC's 62 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 57
Credit reporting, credit repair services, or other personal consumer reports 5

Top States

State Complaints
WA 30
CA 9
OR 5
TX 4
CT 3
ID 2
MT 2
NY 1
ND 1
TN 1
AZ 1
IN 1

Top Issues

Issue Complaints
Communication tactics 15
Disclosure verification of debt 10
Attempts to collect debt not owed 9
Cont'd attempts collect debt not owed 7
False statements or representation 7
Took or threatened to take negative or legal action 4
Written notification about debt 2
Incorrect information on your report 2
Improper contact or sharing of info 2
Problem with a credit reporting company's investigation into an existing problem 2
Threatened to contact someone or share information improperly 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2015 3 66.7%
2016 18 16.7%
2017 15 33.3%
2018 17 29.4%
2019 9 33.3%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Genesis Credit Management, LLC

Genesis Credit Management, LLC has accumulated 62 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 32 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2019-03-23, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Genesis Credit Management, LLC reports a 29% timely-response rate and has closed 98.4% of cases with a written explanation to the consumer. 1.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 9.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Genesis Credit Management, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Genesis Credit Management, LLC have?

Genesis Credit Management, LLC has received 62 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Genesis Credit Management, LLC respond to complaints on time?

Genesis Credit Management, LLC has a 29% timely response rate to CFPB complaints.

What is the most common complaint about Genesis Credit Management, LLC?

The most common issue reported against Genesis Credit Management, LLC is "Communication tactics" in the "Debt collection" product category.

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