CFPB · Single-product concentration
General Credit Service Inc.
13 CFPB complaints · 84.6% in "Debt collection" · top issue Written notification about debt.
General Credit Service Inc.: 84.6% of 13 CFPB complaints sit in "Debt collection". Timely 100% · relief 7.7%. Allegations, not findings.
- Single-product concentration
- 0% filings 2015 to 2026
CFPB relief outcome brief
CCDB company general-credit-service-inc
7.7% relief · 100% timely · 13 filings · Debt collection
Same-product relief peers
Nearest relief peer: Acima Credit, LLC (7.7% relief)
General Credit Service Inc. closes 7.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 13 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
General Credit Service Inc. complaint mix by product
- Debt collection 11 84.6% – 9% relief
- Credit reporting, 2 15.4% – 0% relief
How General Credit Service Inc.'s 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 11 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Concentrated filing states for General Credit Service Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- OR
- 84.6% of this company's filings
General Credit Service Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2015
Top States
| State | Complaints |
|---|---|
| OR | 11 |
| CA | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Written notification about debt | 5 |
| Incorrect information on your report | 2 |
| Attempts to collect debt not owed | 2 |
| False statements or representation | 1 |
| Disclosure verification of debt | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2018 | 3 | 100% |
| 2019 | 1 | 100% |
| 2020 | 2 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
General Credit Service Inc. filings cluster in one product
General Credit Service Inc.'s 13 logged complaints stay concentrated: only 2 states show a filing. Only 38.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-05-11.
General Credit Service Inc. answers 100% of complaints inside the CFPB's tracked window and closes 92.3% with a written explanation. 7.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about General Credit Service Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for General Credit Service Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 13.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for General Credit Service Inc. (100% timely; 7.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration