CFPB · Single-product concentration
Credit Center, LLC
91 CFPB complaints · 82.4% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit Center, LLC: 82.4% of 91 CFPB complaints sit in "Debt collection". Timely 94.5% · relief 7.7%. Allegations, not findings.
- Single-product concentration
- +50% filings 2015 to 2026
CFPB relief outcome brief
CCDB company credit-center-llc
7.7% relief · 94.5% timely · 91 filings · Debt collection
Same-product relief peers
Nearest relief peer: Acima Credit, LLC (7.7% relief)
Credit Center, LLC closes 7.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 91 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Center, LLC complaint mix by product
- Debt collection 75 82.4% – 9% relief
- Credit reporting, 13 14.3% – 0% relief
- Credit reporting 3 3.3% – 0% relief
How Credit Center, LLC's 91 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 75 |
| Credit reporting, credit repair services, or other personal consumer reports | 13 |
| Credit reporting or other personal consumer reports | 3 |
Concentrated filing states for Credit Center, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- CT
- 49.5% of this company's filings
Credit Center, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 6
- +50% vs 2015
Top States
| State | Complaints |
|---|---|
| CT | 45 |
| NY | 11 |
| TX | 6 |
| FL | 6 |
| AZ | 4 |
| NJ | 4 |
| AL | 3 |
| SC | 3 |
| CA | 2 |
| GA | 2 |
| PA | 1 |
| TN | 1 |
| OR | 1 |
| NC | 1 |
| MD | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 24 |
| Written notification about debt | 21 |
| Took or threatened to take negative or legal action | 11 |
| Incorrect information on your report | 10 |
| False statements or representation | 8 |
| Cont'd attempts collect debt not owed | 6 |
| Disclosure verification of debt | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Communication tactics | 2 |
| Improper use of your report | 2 |
| Problem with a company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 4 | 50% |
| 2016 | 5 | 100% |
| 2017 | 6 | 100% |
| 2018 | 2 | 100% |
| 2019 | 5 | 60% |
| 2020 | 9 | 100% |
| 2021 | 11 | 90.9% |
| 2022 | 21 | 100% |
| 2023 | 7 | 100% |
| 2024 | 5 | 100% |
| 2025 | 10 | 100% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database
Credit Center, LLC filings cluster in one product
Credit Center, LLC's 91 logged complaints stay concentrated: only 15 states show a filing. Only 36.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-04-03.
Credit Center, LLC answers 94.5% of complaints inside the CFPB's tracked window and closes 91.2% with a written explanation. 7.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Center, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Center, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 91.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Center, LLC (94.5% timely; 7.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration