CFPB · Mid-pack CFPB posture
Future Finance Company
14 CFPB complaints · 5 states · top issue Improper use of your report.
Future Finance Company has 14 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +200% filings 2017 to 2025
CFPB relief outcome brief
CCDB company future-finance-company
0% relief · 100% timely · 14 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
Future Finance Company closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 14 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Future Finance Company complaint mix by product
- Credit reporting, 5 35.7% – 0% relief
- Credit reporting 3 21.4% – 0% relief
- Vehicle loan 2 14.3% – 0% relief
- Debt collection 2 14.3% – 0% relief
- Consumer Loan 1 7.1% – 0% relief
- Credit card 1 7.1% – 0% relief
How Future Finance Company's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Credit reporting or other personal consumer reports | 3 |
| Vehicle loan or lease | 2 |
| Debt collection | 2 |
| Consumer Loan | 1 |
| Credit card or prepaid card | 1 |
Concentrated filing states for Future Finance Company
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 71.4% of this company's filings
Future Finance Company rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 3
- +200% vs 2017
Top States
| State | Complaints |
|---|---|
| IL | 10 |
| OR | 1 |
| WI | 1 |
| IN | 1 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 7 |
| Problems at the end of the loan or lease | 2 |
| Took or threatened to take negative or legal action | 2 |
| Managing the loan or lease | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Problem when making payments | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2018 | 2 | 100% |
| 2019 | 1 | 100% |
| 2021 | 3 | 100% |
| 2022 | 2 | 100% |
| 2024 | 2 | 100% |
| 2025 | 3 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Future Finance Company
Future Finance Company's 14 logged complaints stay concentrated: only 5 states show a filing. Only 35.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2025-10-24.
Future Finance Company answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Future Finance Company.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Future Finance Company: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 14.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Future Finance Company (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture