2026 data Public-data reference. official source

Franklin Collection Service, Inc.

1.5K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.5K consumer complaints filed with the CFPB

This profile shows Franklin Collection Service, Inc.'s complaint history from CFPB public records. 1,462 consumers have filed complaints since 2013. The company has a 99.9% timely response rate and has provided relief in 0.1% of cases.

1.5K
Total Complaints
99.9%
Timely Response
4.7%
Disputed
0.1%
Relief Provided
44
States Active
2013
Since

Total complaints

1.5K

Filed since 2013

Timely response

99.9%

CFPB-tracked response window

Relief rate

0.1%

Closed with monetary or non-monetary relief

Timely response rate 99.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.1%
Industry median

Share closed with monetary or non-monetary relief.

Franklin Collection Service, Inc. complaint mix by product

Total complaints: 1.5K

Franklin Collection Service, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.5K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 1,258 complaints (86.0%), resolution 0.2% Debt collection 86.0% Credit reporting,: 168 complaints (11.5%), resolution 0.0% Credit reporting, 11.5% Credit reporting: 28 complaints (1.9%), resolution 0.0% Credit reporting: 7 complaints (0.5%), resolution 0.0% Payday loan,: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 1K 86.0% 0% relief
  • Credit reporting, 168 11.5% 0% relief
  • Credit reporting 28 1.9% 0% relief
  • Credit reporting 7 0.5% 0% relief
  • Payday loan, 1 0.1% 0% relief

How Franklin Collection Service, Inc.'s 1.5K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 1.3K
Credit reporting, credit repair services, or other personal consumer reports 168
Credit reporting or other personal consumer reports 28
Credit reporting 7
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
AL 238
TX 180
MS 140
CA 138
FL 117
GA 115
LA 73
TN 53
IL 47
MI 41
NC 37
OH 36
SC 26
MO 18
PA 17
OK 16
NJ 14
NY 14
AR 13
KY 11

Top Issues

Issue Complaints
Attempts to collect debt not owed 521
Written notification about debt 242
Cont'd attempts collect debt not owed 171
Incorrect information on your report 119
False statements or representation 89
Communication tactics 82
Took or threatened to take negative or legal action 65
Disclosure verification of debt 58
Problem with a credit reporting company's investigation into an existing problem 45
Improper use of your report 23
Threatened to contact someone or share information improperly 11
Taking/threatening an illegal action 10
Improper contact or sharing of info 7
Incorrect information on credit report 6
Problem with a company's investigation into an existing problem 6
Credit monitoring or identity theft protection services 3
Electronic communications 2
Problem with customer service 1
Credit reporting company's investigation 1

Yearly Trend

Year Complaints Timely
2013 27 100%
2014 84 100%
2015 57 100%
2016 95 100%
2017 135 100%
2018 130 100%
2019 123 100%
2020 193 100%
2021 244 100%
2022 153 100%
2023 98 100%
2024 39 97.4%
2025 54 98.1%
2026 30 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Franklin Collection Service, Inc.

Franklin Collection Service, Inc. has accumulated 1,462 consumer complaints in the CFPB public database, with filings active across 44 U.S. states. Of those submissions, 567 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-06, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Franklin Collection Service, Inc. reports a 99.9% timely-response rate and has closed 99.7% of cases with a written explanation to the consumer. 0.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Franklin Collection Service, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Franklin Collection Service, Inc. have?

Franklin Collection Service, Inc. has received 1,462 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Franklin Collection Service, Inc. respond to complaints on time?

Franklin Collection Service, Inc. has a 99.9% timely response rate to CFPB complaints.

What is the most common complaint about Franklin Collection Service, Inc.?

The most common issue reported against Franklin Collection Service, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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