CFPB · Diversified product mix

FourLeaf Federal Credit Union

550 CFPB complaints · diversified mix (top product 29.8%) · top issue Trouble during payment process.

550 CFPB complaints

FourLeaf Federal Credit Union: top product "Checking or savings account" is only 29.8% of 550 - multi-bucket mix. Timely 99.8% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • +82.4% filings 2022 to 2026

CFPB relief outcome brief

CCDB company fourleaf-federal-credit-union

0% relief · 99.8% timely · 550 filings · Checking or savings account

Nearest relief peer: Axos Financial, Inc. (0% relief)

FourLeaf Federal Credit Unio…0%Financial Business and Consu…0.9%Wsfs Financial Corporation0%ARS National Services, Inc.5.7%Credit Central Holdings, LLC0.2%
Closed-with-relief % among FourLeaf Federal Credit Union and nearest filing-volume peers

FourLeaf Federal Credit Union closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 550 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

FourLeaf Federal Credit Union complaint mix by product

Total complaints: 550

FourLeaf Federal Credit Union complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 550 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 164 complaints (31.8%), resolution 0.0% Checking or 31.8% Mortgage: 147 complaints (28.5%), resolution 0.0% Mortgage 28.5% Credit reporting: 87 complaints (16.9%), resolution 0.0% Credit reporting 16.9% Vehicle loan: 56 complaints (10.9%), resolution 0.0% Vehicle loan 10.9% Credit reporting,: 23 complaints (4.5%), resolution 0.0% Credit card: 21 complaints (4.1%), resolution 0.0% Debt collection: 17 complaints (3.3%), resolution 0.0%
  • Checking or 164 31.8% 0% relief
  • Mortgage 147 28.5% 0% relief
  • Credit reporting 87 16.9% 0% relief
  • Vehicle loan 56 10.9% 0% relief
  • Credit reporting, 23 4.5% 0% relief
  • Credit card 21 4.1% 0% relief
  • Debt collection 17 3.3% 0% relief

How FourLeaf Federal Credit Union's 550 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 164
Mortgage 147
Credit reporting or other personal consumer reports 87
Vehicle loan or lease 56
Credit reporting, credit repair services, or other personal consumer reports 23
Credit card 21
Debt collection 17
Payday loan, title loan, or personal loan 10
Payday loan, title loan, personal loan, or advance loan 9
Credit card or prepaid card 8
Money transfer, virtual currency, or money service 8

Concentrated filing states for FourLeaf Federal Credit Union

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
73.5% of this company's filings
NY404NJ26FL22CA15NC12TX9OH9PA7

FourLeaf Federal Credit Union rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
93
+82.4% vs 2022
050100150200250 20222023202420252026 93

Top States

State Complaints
NY 404
NJ 26
FL 22
CA 15
NC 12
TX 9
OH 9
PA 7
SC 7
AZ 5
CT 5
GA 4
WA 3
HI 2
DE 2
IL 2
IN 2
CO 2
VA 2
AL 1

Top Issues

Issue Complaints
Trouble during payment process 107
Managing an account 102
Incorrect information on your report 85
Improper use of your report 31
Problem with a lender or other company charging your account 24
Managing the loan or lease 24
Problem with a company's investigation into an existing problem 20
Closing an account 17
Problems at the end of the loan or lease 13
Struggling to pay mortgage 12
Closing on a mortgage 11
Opening an account 10
Applying for a mortgage or refinancing an existing mortgage 9
Problem with a purchase shown on your statement 8
Problem caused by your funds being low 7
Problem when making payments 7
Attempts to collect debt not owed 6
Getting a credit card 5
Took or threatened to take negative or legal action 5
Problem with a credit reporting company's investigation into an existing problem 4

Yearly Trend

Year Complaints Timely
2022 51 98%
2023 82 100%
2024 94 100%
2025 230 100%
2026 93 100%

Source: CFPB Consumer Complaint Database

FourLeaf Federal Credit Union spreads across product buckets

FourLeaf Federal Credit Union's 550 logged complaints stay concentrated: only 29 states show a filing. Only 32.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2022 through 2026-06-25.

FourLeaf Federal Credit Union answers 99.8% of complaints inside the CFPB's tracked window and closes 97.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FourLeaf Federal Credit Union.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for FourLeaf Federal Credit Union: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for FourLeaf Federal Credit Union (99.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix