2026 data Public-data reference. official source

FourLeaf Federal Credit Union

417 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

417 consumer complaints filed with the CFPB

This profile shows FourLeaf Federal Credit Union's complaint history from CFPB public records. 417 consumers have filed complaints since 2022. The company has a 99.8% timely response rate and has provided relief in 0% of cases.

417
Total Complaints
99.8%
Timely Response
0%
Disputed
0%
Relief Provided
26
States Active
2022
Since

Total complaints

417

Filed since 2022

Timely response

99.8%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

FourLeaf Federal Credit Union complaint mix by product

Total complaints: 417

FourLeaf Federal Credit Union complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 417 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 121 complaints (31.2%), resolution 0.0% Checking or 31.2% Mortgage: 110 complaints (28.4%), resolution 0.0% Mortgage 28.4% Credit reporting: 65 complaints (16.8%), resolution 0.0% Credit reporting 16.8% Vehicle loan: 39 complaints (10.1%), resolution 0.0% Vehicle loan 10.1% Credit reporting,: 20 complaints (5.2%), resolution 0.0% Credit card: 18 complaints (4.6%), resolution 0.0% Debt collection: 15 complaints (3.9%), resolution 0.0%
  • Checking or 121 31.2% 0% relief
  • Mortgage 110 28.4% 0% relief
  • Credit reporting 65 16.8% 0% relief
  • Vehicle loan 39 10.1% 0% relief
  • Credit reporting, 20 5.2% 0% relief
  • Credit card 18 4.6% 0% relief
  • Debt collection 15 3.9% 0% relief

How FourLeaf Federal Credit Union's 417 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 121
Mortgage 110
Credit reporting or other personal consumer reports 65
Vehicle loan or lease 39
Credit reporting, credit repair services, or other personal consumer reports 20
Credit card 18
Debt collection 15
Payday loan, title loan, or personal loan 9
Credit card or prepaid card 8
Payday loan, title loan, personal loan, or advance loan 6
Money transfer, virtual currency, or money service 6

Top States

State Complaints
NY 305
NJ 17
FL 17
NC 11
CA 10
OH 9
TX 7
SC 6
PA 6
CT 5
AZ 4
IL 2
CO 2
WA 2
DE 2
GA 2
AL 1
IN 1
VT 1
MT 1

Top Issues

Issue Complaints
Trouble during payment process 78
Managing an account 77
Incorrect information on your report 69
Improper use of your report 24
Managing the loan or lease 16
Problem with a lender or other company charging your account 15
Closing an account 15
Problem with a company's investigation into an existing problem 12
Problems at the end of the loan or lease 9
Struggling to pay mortgage 9
Closing on a mortgage 9
Opening an account 8
Problem when making payments 7
Problem with a purchase shown on your statement 7
Problem caused by your funds being low 6
Applying for a mortgage or refinancing an existing mortgage 6
Took or threatened to take negative or legal action 5
Getting a credit card 5
Other features, terms, or problems 4
Written notification about debt 4

Yearly Trend

Year Complaints Timely
2022 41 97.6%
2023 71 100%
2024 76 100%
2025 181 100%
2026 48 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FourLeaf Federal Credit Union

FourLeaf Federal Credit Union has accumulated 417 consumer complaints in the CFPB public database, with filings active across 26 U.S. states. Of those submissions, 76 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-03-26, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FourLeaf Federal Credit Union reports a 99.8% timely-response rate and has closed 97.4% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FourLeaf Federal Credit Union: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FourLeaf Federal Credit Union have?

FourLeaf Federal Credit Union has received 417 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FourLeaf Federal Credit Union respond to complaints on time?

FourLeaf Federal Credit Union has a 99.8% timely response rate to CFPB complaints.

What is the most common complaint about FourLeaf Federal Credit Union?

The most common issue reported against FourLeaf Federal Credit Union is "Trouble during payment process" in the "Checking or savings account" product category.

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