CFPB · Narrative-heavy record

Five Clans Lending LLC

6 CFPB complaints · 66.7% with narratives · top issue Received a loan you didn't apply for.

6 CFPB complaints

Five Clans Lending LLC: 66.7% of 6 filings include consumer narratives. Timely 66.7% · relief 0% · top product Payday loan, title loan, or personal loan. Allegations, not findings.

  • Narrative-heavy record
  • -50% filings 2021 to 2022

CFPB relief outcome brief

CCDB company five-clans-lending-llc

0% relief · 66.7% timely · 6 filings · Payday loan, title loan, or personal loan

Nearest relief peer: Kashia Services (0% relief)

Five Clans Lending LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Five Clans Lending LLC and nearest filing-volume peers

Five Clans Lending LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 66.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Five Clans Lending LLC complaint mix by product

Total complaints: 6

Five Clans Lending LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 4 complaints (66.7%), resolution 0.0% Payday loan, 66.7% Debt collection: 2 complaints (33.3%), resolution 0.0% Debt collection 33.3%
  • Payday loan, 4 66.7% 0% relief
  • Debt collection 2 33.3% 0% relief

How Five Clans Lending LLC's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 4
Debt collection 2

Where Five Clans Lending LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
33.3% of this company's filings
IL2GA1CA1MA1OH1

Five Clans Lending LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2022
2
-50% vs 2021
1.522.533.544.5 20212022 2

Top States

State Complaints
IL 2
GA 1
CA 1
MA 1
OH 1

Top Issues

Issue Complaints
Received a loan you didn't apply for 1
Struggling to pay your loan 1
Attempts to collect debt not owed 1
Can't contact lender or servicer 1
Communication tactics 1
Can't stop withdrawals from your bank account 1

Yearly Trend

Year Complaints Timely
2021 4 50%
2022 2 100%

Source: CFPB Consumer Complaint Database

Five Clans Lending LLC's narrative-rich complaint ledger

Five Clans Lending LLC's 6 logged complaints stay concentrated: only 5 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2022-05-17.

Five Clans Lending LLC answers 66.7% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Received a loan you didn't apply for."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Five Clans Lending LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Five Clans Lending LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Five Clans Lending LLC (66.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record