CFPB · Lighter filing volume
Tower Loan of Mississippi, Inc.
1.5K CFPB complaints (light-volume third) · 30 states · top issue Improper use of your report.
Tower Loan of Mississippi, Inc. is in the light-volume third with 1.5K CFPB complaints (ranks #278 of 342). Timely 99.7% · relief 0.1% · top product Debt collection. Allegations, not findings.
- Volume rank #278 of 342
- Lighter filing volume
- +906.7% filings 2013 to 2026
CFPB relief outcome brief
CCDB company tower-loan-of-mississippi-inc
0.1% relief · 99.7% timely · 1.5K filings · Debt collection
Same-product relief peers
Nearest relief peer: Fair Collections & Outsourcing, Inc. (0.1% relief)
Tower Loan of Mississippi, Inc. closes 0.1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Tower Loan of Mississippi, Inc.'s 1.5K filings include narrative text
45.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Tower Loan of Mississippi, Inc. complaint mix by product
- Debt collection 460 32.0% – 0% relief
- Payday loan, 257 17.9% – 0% relief
- Credit reporting 234 16.3% – 0% relief
- Payday loan, 195 13.6% – 0% relief
- Credit reporting, 151 10.5% – 0% relief
- Consumer Loan 128 8.9% – 1% relief
- Mortgage 11 0.8% – 0% relief
Lighter-volume mix: how Tower Loan of Mississippi, Inc.'s 1.5K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 460 |
| Payday loan, title loan, or personal loan | 257 |
| Credit reporting or other personal consumer reports | 234 |
| Payday loan, title loan, personal loan, or advance loan | 195 |
| Credit reporting, credit repair services, or other personal consumer reports | 151 |
| Consumer Loan | 128 |
| Mortgage | 11 |
| Payday loan | 5 |
| Money transfer, virtual currency, or money service | 3 |
| Vehicle loan or lease | 3 |
| Checking or savings account | 3 |
| Credit reporting | 3 |
| Debt or credit management | 2 |
Where Tower Loan of Mississippi, Inc. complaints are filed
Top states by attributed volume, lighter-filing company
- Leading state
- MS
- 25.4% of this company's filings
Tower Loan of Mississippi, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 151
- +906.7% vs 2013
Top States
| State | Complaints |
|---|---|
| MS | 370 |
| LA | 369 |
| MO | 204 |
| AL | 169 |
| TX | 139 |
| IL | 96 |
| GA | 15 |
| TN | 13 |
| FL | 8 |
| AR | 7 |
| OK | 6 |
| MD | 5 |
| AZ | 5 |
| NY | 4 |
| NC | 3 |
| CO | 3 |
| WA | 3 |
| IN | 3 |
| CA | 3 |
| NH | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 190 |
| Communication tactics | 167 |
| Incorrect information on your report | 152 |
| Struggling to pay your loan | 142 |
| Problem when making payments | 120 |
| Attempts to collect debt not owed | 84 |
| Took or threatened to take negative or legal action | 79 |
| Problems when you are unable to pay | 77 |
| Charged fees or interest you didn't expect | 56 |
| Problem with a company's investigation into an existing problem | 47 |
| Threatened to contact someone or share information improperly | 37 |
| Managing the loan or lease | 31 |
| Written notification about debt | 30 |
| Problem with additional add-on products or services | 30 |
| Problem with the payoff process at the end of the loan | 25 |
| Improper contact or sharing of info | 25 |
| False statements or representation | 21 |
| Problem with a credit reporting company's investigation into an existing problem | 18 |
| Getting the loan | 14 |
| Taking out the loan or lease | 8 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 15 | 100% |
| 2014 | 58 | 98.3% |
| 2015 | 60 | 100% |
| 2016 | 59 | 100% |
| 2017 | 74 | 100% |
| 2018 | 80 | 98.8% |
| 2019 | 81 | 97.5% |
| 2020 | 56 | 100% |
| 2021 | 97 | 100% |
| 2022 | 122 | 100% |
| 2023 | 167 | 100% |
| 2024 | 153 | 100% |
| 2025 | 282 | 100% |
| 2026 | 151 | 100% |
Source: CFPB Consumer Complaint Database
Tower Loan of Mississippi, Inc. in the light-volume third
Tower Loan of Mississippi, Inc.'s 1,455 logged complaints stay concentrated: only 30 states show a filing. 45.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-25. Volume lands in the lightest third of the indexed company corpus (#278 of 342).
Tower Loan of Mississippi, Inc. answers 99.7% of complaints inside the CFPB's tracked window and closes 99.7% with a written explanation. 0.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Tower Loan of Mississippi, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Tower Loan of Mississippi, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 1.5K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Tower Loan of Mississippi, Inc. (#278 of 342; 99.7% timely; 0.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lighter filing volume