CFPB · Mid-pack CFPB posture

First Midwest Financial

7 CFPB complaints · 4 states · top issue Managing an account.

7 CFPB complaints

First Midwest Financial has 7 consumer complaints in the CFPB public database. Timely response is 0%; 0% closed with relief; top product Checking or savings account. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +500% filings 2012 to 2021

CFPB relief outcome brief

CCDB company first-midwest-financial

0% relief · 0% timely · 7 filings · Checking or savings account

Nearest relief peer: Axos Financial, Inc. (0% relief)

First Midwest Financial (thi…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among First Midwest Financial and nearest filing-volume peers

First Midwest Financial closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

First Midwest Financial complaint mix by product

Total complaints: 7

First Midwest Financial complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 7 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 3 complaints (42.9%), resolution 0.0% Checking or 42.9% Mortgage: 2 complaints (28.6%), resolution 0.0% Mortgage 28.6% Credit reporting,: 1 complaints (14.3%), resolution 0.0% Credit reporting, 14.3% Debt collection: 1 complaints (14.3%), resolution 0.0% Debt collection 14.3%
  • Checking or 3 42.9% 0% relief
  • Mortgage 2 28.6% 0% relief
  • Credit reporting, 1 14.3% 0% relief
  • Debt collection 1 14.3% 0% relief

How First Midwest Financial's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 3
Mortgage 2
Credit reporting, credit repair services, or other personal consumer reports 1
Debt collection 1

Concentrated filing states for First Midwest Financial

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
42.9% of this company's filings
IL3CA2IN1WI1

First Midwest Financial rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2021
6
+500% vs 2012
02468 20122021 6

Top States

State Complaints
IL 3
CA 2
IN 1
WI 1

Top Issues

Issue Complaints
Managing an account 2
Application, originator, mortgage broker 1
Problem with a credit reporting company's investigation into an existing problem 1
Attempts to collect debt not owed 1
Trouble during payment process 1
Problem with a lender or other company charging your account 1

Yearly Trend

Year Complaints Timely
2012 1 0%
2021 6 0%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about First Midwest Financial

First Midwest Financial's 7 logged complaints stay concentrated: only 4 states show a filing. Only 28.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2021-08-18.

First Midwest Financial answers 0% of complaints inside the CFPB's tracked window and closes 14.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Midwest Financial.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for First Midwest Financial: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for First Midwest Financial (0% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture