2026 data Public-data reference. official source

FIRST FINANCIAL SERVICES, INC.

31 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

31 consumer complaints filed with the CFPB

This profile shows FIRST FINANCIAL SERVICES, INC.'s complaint history from CFPB public records. 31 consumers have filed complaints since 2011. The company has a 54.8% timely response rate and has provided relief in 16.1% of cases.

31
Total Complaints
54.8%
Timely Response
32.3%
Disputed
16.1%
Relief Provided
19
States Active
2011
Since

Total complaints

31

Filed since 2011

Timely response

54.8%

CFPB-tracked response window

Relief rate

16.1%

Closed with monetary or non-monetary relief

Timely response rate 54.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 16.1%
Industry median

Share closed with monetary or non-monetary relief.

FIRST FINANCIAL SERVICES, INC. complaint mix by product

Total complaints: 31

FIRST FINANCIAL SERVICES, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 31 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 18 complaints (58.1%), resolution 27.8% Mortgage 58.1% Debt collection: 8 complaints (25.8%), resolution 0.0% Debt collection 25.8% Payday loan,: 3 complaints (9.7%), resolution 0.0% Payday loan, 9.7% Bank account: 1 complaints (3.2%), resolution 0.0% Credit card: 1 complaints (3.2%), resolution 0.0%
  • Mortgage 18 58.1% 28% relief
  • Debt collection 8 25.8% 0% relief
  • Payday loan, 3 9.7% 0% relief
  • Bank account 1 3.2% 0% relief
  • Credit card 1 3.2% 0% relief

How FIRST FINANCIAL SERVICES, INC.'s 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 18
Debt collection 8
Payday loan, title loan, or personal loan 3
Bank account or service 1
Credit card or prepaid card 1

Top States

State Complaints
CA 7
TX 3
CO 3
MN 2
OR 1
LA 1
GA 1
NC 1
WA 1
VA 1
IL 1
IN 1
IA 1
FL 1
PA 1
NE 1
MA 1
KY 1
OK 1

Top Issues

Issue Complaints
Application, originator, mortgage broker 8
Settlement process and costs 6
Attempts to collect debt not owed 3
Loan servicing, payments, escrow account 2
Struggling to pay your loan 2
Credit decision / Underwriting 2
Took or threatened to take negative or legal action 2
False statements or representation 1
Making/receiving payments, sending money 1
Getting a line of credit 1
Problem with a purchase shown on your statement 1
Disclosure verification of debt 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2011 1 100%
2012 3 100%
2013 10 100%
2014 4 75%
2015 2 0%
2016 1 0%
2017 2 0%
2018 5 0%
2019 2 0%
2020 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FIRST FINANCIAL SERVICES, INC.

FIRST FINANCIAL SERVICES, INC. has accumulated 31 consumer complaints in the CFPB public database, with filings active across 19 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2020-03-05, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FIRST FINANCIAL SERVICES, INC. reports a 54.8% timely-response rate and has closed 38.7% of cases with a written explanation to the consumer. 16.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 32.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Application, originator, mortgage broker".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST FINANCIAL SERVICES, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FIRST FINANCIAL SERVICES, INC. have?

FIRST FINANCIAL SERVICES, INC. has received 31 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FIRST FINANCIAL SERVICES, INC. respond to complaints on time?

FIRST FINANCIAL SERVICES, INC. has a 54.8% timely response rate to CFPB complaints.

What is the most common complaint about FIRST FINANCIAL SERVICES, INC.?

The most common issue reported against FIRST FINANCIAL SERVICES, INC. is "Application, originator, mortgage broker" in the "Mortgage" product category.

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