Total complaints
31
Filed since 2011
31 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
31 consumer complaints filed with the CFPB
This profile shows FIRST FINANCIAL SERVICES, INC.'s complaint history from CFPB public records. 31 consumers have filed complaints since 2011. The company has a 54.8% timely response rate and has provided relief in 16.1% of cases.
Total complaints
31
Filed since 2011
Timely response
54.8%
CFPB-tracked response window
Relief rate
16.1%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How FIRST FINANCIAL SERVICES, INC.'s 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Mortgage | 18 |
| Debt collection | 8 |
| Payday loan, title loan, or personal loan | 3 |
| Bank account or service | 1 |
| Credit card or prepaid card | 1 |
| State | Complaints |
|---|---|
| CA | 7 |
| TX | 3 |
| CO | 3 |
| MN | 2 |
| OR | 1 |
| LA | 1 |
| GA | 1 |
| NC | 1 |
| WA | 1 |
| VA | 1 |
| IL | 1 |
| IN | 1 |
| IA | 1 |
| FL | 1 |
| PA | 1 |
| NE | 1 |
| MA | 1 |
| KY | 1 |
| OK | 1 |
| Issue | Complaints |
|---|---|
| Application, originator, mortgage broker | 8 |
| Settlement process and costs | 6 |
| Attempts to collect debt not owed | 3 |
| Loan servicing, payments, escrow account | 2 |
| Struggling to pay your loan | 2 |
| Credit decision / Underwriting | 2 |
| Took or threatened to take negative or legal action | 2 |
| False statements or representation | 1 |
| Making/receiving payments, sending money | 1 |
| Getting a line of credit | 1 |
| Problem with a purchase shown on your statement | 1 |
| Disclosure verification of debt | 1 |
| Communication tactics | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2011 | 1 | 100% |
| 2012 | 3 | 100% |
| 2013 | 10 | 100% |
| 2014 | 4 | 75% |
| 2015 | 2 | 0% |
| 2016 | 1 | 0% |
| 2017 | 2 | 0% |
| 2018 | 5 | 0% |
| 2019 | 2 | 0% |
| 2020 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
FIRST FINANCIAL SERVICES, INC. has accumulated 31 consumer complaints in the CFPB public database, with filings active across 19 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2020-03-05, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, FIRST FINANCIAL SERVICES, INC. reports a 54.8% timely-response rate and has closed 38.7% of cases with a written explanation to the consumer. 16.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 32.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Application, originator, mortgage broker".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST FINANCIAL SERVICES, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
FIRST FINANCIAL SERVICES, INC. has received 31 consumer complaints filed with the Consumer Financial Protection Bureau.
FIRST FINANCIAL SERVICES, INC. has a 54.8% timely response rate to CFPB complaints.
The most common issue reported against FIRST FINANCIAL SERVICES, INC. is "Application, originator, mortgage broker" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.