First Financial Bancorp
141 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First Financial Bancorp complaint mix by product
- Checking or 73 56.2% – 4% relief
- Mortgage 20 15.4% – 5% relief
- Credit reporting 11 8.5% – 0% relief
- Money transfer, 8 6.2% – 13% relief
- Payday loan, 8 6.2% – 0% relief
- Credit reporting, 5 3.8% – 20% relief
- Credit card 5 3.8% – 0% relief
How First Financial Bancorp's 141 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 73 |
| Mortgage | 20 |
| Credit reporting or other personal consumer reports | 11 |
| Money transfer, virtual currency, or money service | 8 |
| Payday loan, title loan, or personal loan | 8 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Credit card or prepaid card | 5 |
| Debt collection | 4 |
| Credit card | 3 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Vehicle loan or lease | 2 |
Top States
| State | Complaints |
|---|---|
| OH | 49 |
| IN | 40 |
| IL | 19 |
| KY | 10 |
| TX | 3 |
| WI | 2 |
| TN | 2 |
| NJ | 2 |
| MO | 1 |
| MI | 1 |
| KS | 1 |
| CO | 1 |
| NC | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 38 |
| Trouble during payment process | 10 |
| Closing an account | 10 |
| Problem with a lender or other company charging your account | 10 |
| Problem caused by your funds being low | 9 |
| Incorrect information on your report | 9 |
| Problem with a company's investigation into an existing problem | 6 |
| Applying for a mortgage or refinancing an existing mortgage | 6 |
| Charged fees or interest you didn't expect | 4 |
| Other transaction problem | 3 |
| Opening an account | 3 |
| Getting a line of credit | 3 |
| Fraud or scam | 2 |
| Problem with fraud alerts or security freezes | 2 |
| Getting the loan | 2 |
| Closing your account | 2 |
| Improper use of your report | 2 |
| Problem with a purchase shown on your statement | 2 |
| Attempts to collect debt not owed | 2 |
| Struggling to pay mortgage | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 2 | 100% |
| 2019 | 18 | 100% |
| 2020 | 23 | 100% |
| 2021 | 25 | 100% |
| 2022 | 13 | 100% |
| 2023 | 13 | 100% |
| 2024 | 10 | 100% |
| 2025 | 16 | 93.8% |
| 2026 | 21 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About First Financial Bancorp
First Financial Bancorp's 141 logged complaints stay concentrated: only 14 states show a filing on record. Only 39% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2018 through 2026-06-23.
First Financial Bancorp answers 99.3% of complaints inside the CFPB's tracked window and closes 92.2% with a written explanation. 5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Financial Bancorp.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does First Financial Bancorp have?
141, per the CFPB's public complaint count for this company (see the full breakdown above).
Does First Financial Bancorp respond to complaints on time?
99.3% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about First Financial Bancorp?
"Managing an account", filed under the "Checking or savings account" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.