CFPB · Single-product concentration
Kirschenbaum & Phillips P.C
141 CFPB complaints · 94.3% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Kirschenbaum & Phillips P.C: 94.3% of 141 CFPB complaints sit in "Debt collection". Timely 95.7% · relief 0%. Allegations, not findings.
- Single-product concentration
- -75% filings 2013 to 2026
CFPB relief outcome brief
CCDB company kirschenbaum-phillips-p-c
0% relief · 95.7% timely · 141 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Kirschenbaum & Phillips P.C closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Kirschenbaum & Phillips P.C's 141 filings include narrative text
40.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Kirschenbaum & Phillips P.C complaint mix by product
- Debt collection 133 94.3% – 0% relief
- Checking or 2 1.4% – 0% relief
- Credit reporting 2 1.4% – 0% relief
- Credit card 2 1.4% – 0% relief
- Student loan 1 0.7% – 0% relief
- Credit card 1 0.7% – 0% relief
How Kirschenbaum & Phillips P.C's 141 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 133 |
| Checking or savings account | 2 |
| Credit reporting or other personal consumer reports | 2 |
| Credit card | 2 |
| Student loan | 1 |
| Credit card or prepaid card | 1 |
Concentrated filing states for Kirschenbaum & Phillips P.C
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 89.4% of this company's filings
Kirschenbaum & Phillips P.C falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -75% vs 2013
Top States
| State | Complaints |
|---|---|
| NY | 126 |
| NJ | 3 |
| OH | 2 |
| CT | 1 |
| CO | 1 |
| NC | 1 |
| AZ | 1 |
| MD | 1 |
| FL | 1 |
| DC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 31 |
| Attempts to collect debt not owed | 26 |
| False statements or representation | 18 |
| Written notification about debt | 18 |
| Disclosure verification of debt | 12 |
| Communication tactics | 9 |
| Cont'd attempts collect debt not owed | 8 |
| Taking/threatening an illegal action | 6 |
| Improper contact or sharing of info | 3 |
| Threatened to contact someone or share information improperly | 2 |
| Managing an account | 1 |
| Improper use of your report | 1 |
| Incorrect information on your report | 1 |
| Dealing with my lender or servicer | 1 |
| Delinquent account | 1 |
| Billing disputes | 1 |
| Problem caused by your funds being low | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 12 | 100% |
| 2015 | 14 | 100% |
| 2016 | 9 | 100% |
| 2017 | 11 | 100% |
| 2018 | 12 | 91.7% |
| 2019 | 13 | 100% |
| 2020 | 8 | 100% |
| 2021 | 2 | 100% |
| 2022 | 12 | 100% |
| 2023 | 20 | 100% |
| 2024 | 11 | 90.9% |
| 2025 | 12 | 75% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Kirschenbaum & Phillips P.C filings cluster in one product
Kirschenbaum & Phillips P.C's 141 logged complaints stay concentrated: only 10 states show a filing. 40.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-02-20.
Kirschenbaum & Phillips P.C answers 95.7% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Kirschenbaum & Phillips P.C.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Kirschenbaum & Phillips P.C: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 141.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 95.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Kirschenbaum & Phillips P.C (95.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration