CFPB · Narrative-heavy record
AAA Auto Title Loans, LLC
141 CFPB complaints · 57.4% with narratives · top issue Struggling to pay your loan.
AAA Auto Title Loans, LLC: 57.4% of 141 filings include consumer narratives. Timely 98.6% · relief 19.1% · top product Payday loan, title loan, or personal loan. Allegations, not findings.
- Narrative-heavy record
- +433.3% filings 2016 to 2026
CFPB relief outcome brief
CCDB company aaa-auto-title-loans-llc
19.1% relief · 98.6% timely · 141 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: GreenSky, LLC (17% relief)
AAA Auto Title Loans, LLC closes 19.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of AAA Auto Title Loans, LLC's 141 filings include narrative text
57.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
AAA Auto Title Loans, LLC complaint mix by product
- Payday loan, 55 39.0% – 35% relief
- Payday loan, 38 27.0% – 21% relief
- Debt collection 27 19.1% – 0% relief
- Credit reporting 15 10.6% – 0% relief
- Credit reporting, 4 2.8% – 0% relief
- Money transfer, 1 0.7% – 0% relief
- Consumer Loan 1 0.7% – 0% relief
How AAA Auto Title Loans, LLC's 141 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 55 |
| Payday loan, title loan, personal loan, or advance loan | 38 |
| Debt collection | 27 |
| Credit reporting or other personal consumer reports | 15 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Money transfer, virtual currency, or money service | 1 |
| Consumer Loan | 1 |
Concentrated filing states for AAA Auto Title Loans, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- AZ
- 44.7% of this company's filings
AAA Auto Title Loans, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 16
- +433.3% vs 2016
Top States
| State | Complaints |
|---|---|
| AZ | 63 |
| NV | 58 |
| TX | 6 |
| OR | 1 |
| OH | 1 |
| WI | 1 |
| KS | 1 |
| LA | 1 |
| WA | 1 |
| ID | 1 |
| AR | 1 |
| UT | 1 |
| UNITED STATES MINOR OUTLYING ISLANDS | 1 |
| HI | 1 |
| TN | 1 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Struggling to pay your loan | 23 |
| Charged fees or interest you didn't expect | 22 |
| Incorrect information on your report | 13 |
| Problem when making payments | 12 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 9 |
| Attempts to collect debt not owed | 8 |
| Communication tactics | 7 |
| Can't stop withdrawals from your bank account | 6 |
| Took or threatened to take negative or legal action | 4 |
| Problem with the payoff process at the end of the loan | 4 |
| Loan payment wasn't credited to your account | 4 |
| Improper use of your report | 4 |
| Can't contact lender or servicer | 3 |
| Received a loan you didn't apply for | 3 |
| False statements or representation | 2 |
| Problem with additional add-on products or services | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Vehicle was repossessed or sold the vehicle | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 3 | 100% |
| 2017 | 12 | 100% |
| 2018 | 10 | 100% |
| 2019 | 3 | 100% |
| 2020 | 7 | 100% |
| 2021 | 8 | 100% |
| 2022 | 17 | 100% |
| 2023 | 19 | 94.7% |
| 2024 | 10 | 100% |
| 2025 | 36 | 100% |
| 2026 | 16 | 93.8% |
Source: CFPB Consumer Complaint Database
AAA Auto Title Loans, LLC's narrative-rich complaint ledger
AAA Auto Title Loans, LLC's 141 logged complaints stay concentrated: only 16 states show a filing. 57.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-05-06.
AAA Auto Title Loans, LLC answers 98.6% of complaints inside the CFPB's tracked window and closes 80.1% with a written explanation. 19.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Struggling to pay your loan."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about AAA Auto Title Loans, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for AAA Auto Title Loans, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 141.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.6%.
- Block, Inc. Δ 0.0 pts · 66.9K complaints 98.6%timely
- Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) Δ 0.0 pts · 4.0K complaints 98.6%timely
- RoundPoint Mortgage Servicing LLC Δ 0.0 pts · 3.0K complaints 98.6%timely
- Foris DAX, Inc. Δ 0.0 pts · 1.1K complaints 98.6%timely
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for AAA Auto Title Loans, LLC (98.6% timely; 19.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record