Total complaints
114
Filed since 2016
2026 data Public-data reference. official source
AAA Auto Title Loans, LLC
114 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
114 consumer complaints filed with the CFPB
This profile shows AAA Auto Title Loans, LLC's complaint history from CFPB public records. 114 consumers have filed complaints since 2016. The company has a 99.1% timely response rate and has provided relief in 20.2% of cases.
114
Total Complaints
99.1%
Timely Response
1.8%
Disputed
20.2%
Relief Provided
15
States Active
2016
Since
Timely response
99.1%
CFPB-tracked response window
Relief rate
20.2%
Closed with monetary or non-monetary relief
Timely response rate 99.1%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 20.2%
Industry median
Share closed with monetary or non-monetary relief.
AAA Auto Title Loans, LLC complaint mix by product
- Payday loan, 49 43.0% – 35% relief
- Payday loan, 29 25.4% – 21% relief
- Debt collection 20 17.5% – 0% relief
- Credit reporting 10 8.8% – 0% relief
- Credit reporting, 4 3.5% – 0% relief
- Consumer Loan 1 0.9% – 0% relief
- Money transfer, 1 0.9% – 0% relief
How AAA Auto Title Loans, LLC's 114 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 49 |
| Payday loan, title loan, personal loan, or advance loan | 29 |
| Debt collection | 20 |
| Credit reporting or other personal consumer reports | 10 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Consumer Loan | 1 |
| Money transfer, virtual currency, or money service | 1 |
Top States
| State | Complaints |
|---|---|
| AZ | 52 |
| NV | 46 |
| TX | 3 |
| LA | 1 |
| HI | 1 |
| TN | 1 |
| WI | 1 |
| KS | 1 |
| UT | 1 |
| UNITED STATES MINOR OUTLYING ISLANDS | 1 |
| VA | 1 |
| WA | 1 |
| OH | 1 |
| OR | 1 |
| AR | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Struggling to pay your loan | 21 |
| Charged fees or interest you didn't expect | 17 |
| Problem when making payments | 10 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 9 |
| Incorrect information on your report | 9 |
| Attempts to collect debt not owed | 7 |
| Problem with the payoff process at the end of the loan | 4 |
| Can't stop withdrawals from your bank account | 4 |
| Communication tactics | 4 |
| Improper use of your report | 3 |
| Received a loan you didn't apply for | 3 |
| Took or threatened to take negative or legal action | 3 |
| Problem with additional add-on products or services | 2 |
| Vehicle was repossessed or sold the vehicle | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Can't contact lender or servicer | 2 |
| Credit limit changed | 1 |
| Was approved for a loan, but didn't receive money | 1 |
| False statements or representation | 1 |
| Can't contact lender | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 3 | 100% |
| 2017 | 11 | 100% |
| 2018 | 9 | 100% |
| 2019 | 3 | 100% |
| 2020 | 5 | 100% |
| 2021 | 6 | 100% |
| 2022 | 17 | 100% |
| 2023 | 17 | 94.1% |
| 2024 | 7 | 100% |
| 2025 | 27 | 100% |
| 2026 | 9 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About AAA Auto Title Loans, LLC
AAA Auto Title Loans, LLC has accumulated 114 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 58 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, AAA Auto Title Loans, LLC reports a 99.1% timely-response rate and has closed 79.8% of cases with a written explanation to the consumer. 20.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, or personal loan", and the single most common underlying issue is "Struggling to pay your loan".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating AAA Auto Title Loans, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does AAA Auto Title Loans, LLC have?
AAA Auto Title Loans, LLC has received 114 consumer complaints filed with the Consumer Financial Protection Bureau.
Does AAA Auto Title Loans, LLC respond to complaints on time?
AAA Auto Title Loans, LLC has a 99.1% timely response rate to CFPB complaints.
What is the most common complaint about AAA Auto Title Loans, LLC?
The most common issue reported against AAA Auto Title Loans, LLC is "Struggling to pay your loan" in the "Payday loan, title loan, or personal loan" product category.
Read our methodology — how this data is sourced, computed, and verified.
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