AAA Auto Title Loans, LLC
141 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
AAA Auto Title Loans, LLC complaint mix by product
- Payday loan, 55 39.0% – 35% relief
- Payday loan, 38 27.0% – 21% relief
- Debt collection 27 19.1% – 0% relief
- Credit reporting 15 10.6% – 0% relief
- Credit reporting, 4 2.8% – 0% relief
- Money transfer, 1 0.7% – 0% relief
- Consumer Loan 1 0.7% – 0% relief
How AAA Auto Title Loans, LLC's 141 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 55 |
| Payday loan, title loan, personal loan, or advance loan | 38 |
| Debt collection | 27 |
| Credit reporting or other personal consumer reports | 15 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Money transfer, virtual currency, or money service | 1 |
| Consumer Loan | 1 |
Top States
| State | Complaints |
|---|---|
| AZ | 63 |
| NV | 58 |
| TX | 6 |
| OR | 1 |
| OH | 1 |
| WI | 1 |
| KS | 1 |
| LA | 1 |
| WA | 1 |
| ID | 1 |
| AR | 1 |
| UT | 1 |
| UNITED STATES MINOR OUTLYING ISLANDS | 1 |
| HI | 1 |
| TN | 1 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Struggling to pay your loan | 23 |
| Charged fees or interest you didn't expect | 22 |
| Incorrect information on your report | 13 |
| Problem when making payments | 12 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 9 |
| Attempts to collect debt not owed | 8 |
| Communication tactics | 7 |
| Can't stop withdrawals from your bank account | 6 |
| Took or threatened to take negative or legal action | 4 |
| Problem with the payoff process at the end of the loan | 4 |
| Loan payment wasn't credited to your account | 4 |
| Improper use of your report | 4 |
| Can't contact lender or servicer | 3 |
| Received a loan you didn't apply for | 3 |
| False statements or representation | 2 |
| Problem with additional add-on products or services | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Vehicle was repossessed or sold the vehicle | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 3 | 100% |
| 2017 | 12 | 100% |
| 2018 | 10 | 100% |
| 2019 | 3 | 100% |
| 2020 | 7 | 100% |
| 2021 | 8 | 100% |
| 2022 | 17 | 100% |
| 2023 | 19 | 94.7% |
| 2024 | 10 | 100% |
| 2025 | 36 | 100% |
| 2026 | 16 | 93.8% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About AAA Auto Title Loans, LLC
AAA Auto Title Loans, LLC's 141 logged complaints stay concentrated: only 16 states show a filing on record. 57.4% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2016 through 2026-05-06.
AAA Auto Title Loans, LLC answers 98.6% of complaints inside the CFPB's tracked window and closes 80.1% with a written explanation. 19.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Struggling to pay your loan."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about AAA Auto Title Loans, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does AAA Auto Title Loans, LLC have?
141, per the CFPB's public complaint count for this company (see the full breakdown above).
Does AAA Auto Title Loans, LLC respond to complaints on time?
98.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about AAA Auto Title Loans, LLC?
"Struggling to pay your loan", filed under the "Payday loan, title loan, or personal loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.