CFPB · Mid-pack CFPB posture
First Commonwealth Financial Corporation
107 CFPB complaints · 9 states · top issue Managing an account.
First Commonwealth Financial Corporation has 107 consumer complaints in the CFPB public database. Timely response is 100%; 7.5% closed with relief; top product Checking or savings account. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +47.1% filings 2023 to 2026
CFPB relief outcome brief
CCDB company first-commonwealth-financial-corporation
7.5% relief · 100% timely · 107 filings · Checking or savings account
Same-product relief peers
Nearest relief peer: FinCo Services Inc DBA Current (7.4% relief)
First Commonwealth Financial Corporation closes 7.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 107 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First Commonwealth Financial Corporation complaint mix by product
- Checking or 64 60.4% – 11% relief
- Credit reporting 17 16.0% – 0% relief
- Vehicle loan 11 10.4% – 0% relief
- Mortgage 6 5.7% – 0% relief
- Debt collection 4 3.8% – 25% relief
- Money transfer, 3 2.8% – 0% relief
- Credit reporting, 1 0.9% – 0% relief
How First Commonwealth Financial Corporation's 107 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 64 |
| Credit reporting or other personal consumer reports | 17 |
| Vehicle loan or lease | 11 |
| Mortgage | 6 |
| Debt collection | 4 |
| Money transfer, virtual currency, or money service | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Concentrated filing states for First Commonwealth Financial Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- PA
- 67.3% of this company's filings
First Commonwealth Financial Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 25
- +47.1% vs 2023
Top States
| State | Complaints |
|---|---|
| PA | 72 |
| OH | 27 |
| FL | 2 |
| NY | 1 |
| CO | 1 |
| NM | 1 |
| AZ | 1 |
| NC | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 35 |
| Problem caused by your funds being low | 11 |
| Improper use of your report | 9 |
| Incorrect information on your report | 8 |
| Problem with a lender or other company charging your account | 7 |
| Closing an account | 7 |
| Opening an account | 4 |
| Repossession | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Closing on a mortgage | 3 |
| Written notification about debt | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 2 |
| Problems at the end of the loan or lease | 2 |
| Fraud or scam | 1 |
| Unable to get your credit report or credit score | 1 |
| Managing the loan or lease | 1 |
| Other transaction problem | 1 |
| Trouble during payment process | 1 |
| Getting a loan or lease | 1 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 17 | 100% |
| 2024 | 27 | 100% |
| 2025 | 38 | 100% |
| 2026 | 25 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about First Commonwealth Financial Corporation
First Commonwealth Financial Corporation's 107 logged complaints stay concentrated: only 9 states show a filing. Only 38.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-06-24.
First Commonwealth Financial Corporation answers 100% of complaints inside the CFPB's tracked window and closes 89.7% with a written explanation. 7.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Commonwealth Financial Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for First Commonwealth Financial Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 107.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for First Commonwealth Financial Corporation (100% timely; 7.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture