CFPB · Mid-pack CFPB posture
Certified Credit Reporting, Inc.
107 CFPB complaints · 23 states · top issue Improper use of your report.
Certified Credit Reporting, Inc. has 107 consumer complaints in the CFPB public database. Timely response is 98.1%; 0% closed with relief; top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +500% filings 2013 to 2026
CFPB relief outcome brief
CCDB company certified-credit-reporting-inc
0% relief · 98.1% timely · 107 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
Certified Credit Reporting, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 107 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Certified Credit Reporting, Inc. complaint mix by product
- Credit reporting, 57 53.3% – 0% relief
- Credit reporting 38 35.5% – 0% relief
- Credit reporting 5 4.7% – 0% relief
- Debt collection 4 3.7% – 0% relief
- Mortgage 3 2.8% – 0% relief
How Certified Credit Reporting, Inc.'s 107 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 57 |
| Credit reporting or other personal consumer reports | 38 |
| Credit reporting | 5 |
| Debt collection | 4 |
| Mortgage | 3 |
Where Certified Credit Reporting, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 19.6% of this company's filings
Certified Credit Reporting, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 6
- +500% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 21 |
| TX | 14 |
| CA | 14 |
| IL | 13 |
| GA | 4 |
| NV | 4 |
| UT | 4 |
| MI | 3 |
| AL | 3 |
| OH | 3 |
| OR | 3 |
| NC | 3 |
| AZ | 3 |
| PA | 2 |
| PR | 2 |
| KS | 2 |
| MD | 2 |
| DE | 1 |
| DC | 1 |
| UNITED STATES MINOR OUTLYING ISLANDS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 64 |
| Incorrect information on your report | 26 |
| Incorrect information on credit report | 4 |
| Attempts to collect debt not owed | 3 |
| Problem with a company's investigation into an existing problem | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Problem with fraud alerts or security freezes | 1 |
| Improper use of my credit report | 1 |
| Application, originator, mortgage broker | 1 |
| Loan servicing, payments, escrow account | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 3 | 100% |
| 2015 | 1 | 100% |
| 2016 | 2 | 100% |
| 2017 | 6 | 83.3% |
| 2018 | 12 | 100% |
| 2019 | 5 | 100% |
| 2020 | 5 | 80% |
| 2021 | 11 | 100% |
| 2022 | 12 | 100% |
| 2023 | 16 | 100% |
| 2024 | 14 | 100% |
| 2025 | 13 | 100% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Certified Credit Reporting, Inc.
Certified Credit Reporting, Inc.'s 107 logged complaints stay concentrated: only 23 states show a filing. Only 29.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-05-02.
Certified Credit Reporting, Inc. answers 98.1% of complaints inside the CFPB's tracked window and closes 99.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Certified Credit Reporting, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Certified Credit Reporting, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 107.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Certified Credit Reporting, Inc. (98.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture