Certified Credit Reporting, Inc.
107 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Certified Credit Reporting, Inc. complaint mix by product
- Credit reporting, 57 53.3% – 0% relief
- Credit reporting 38 35.5% – 0% relief
- Credit reporting 5 4.7% – 0% relief
- Debt collection 4 3.7% – 0% relief
- Mortgage 3 2.8% – 0% relief
How Certified Credit Reporting, Inc.'s 107 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 57 |
| Credit reporting or other personal consumer reports | 38 |
| Credit reporting | 5 |
| Debt collection | 4 |
| Mortgage | 3 |
Top States
| State | Complaints |
|---|---|
| FL | 21 |
| TX | 14 |
| CA | 14 |
| IL | 13 |
| GA | 4 |
| NV | 4 |
| UT | 4 |
| MI | 3 |
| AL | 3 |
| OH | 3 |
| OR | 3 |
| NC | 3 |
| AZ | 3 |
| PA | 2 |
| PR | 2 |
| KS | 2 |
| MD | 2 |
| DE | 1 |
| DC | 1 |
| UNITED STATES MINOR OUTLYING ISLANDS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 64 |
| Incorrect information on your report | 26 |
| Incorrect information on credit report | 4 |
| Attempts to collect debt not owed | 3 |
| Problem with a company's investigation into an existing problem | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Problem with fraud alerts or security freezes | 1 |
| Improper use of my credit report | 1 |
| Application, originator, mortgage broker | 1 |
| Loan servicing, payments, escrow account | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 3 | 100% |
| 2015 | 1 | 100% |
| 2016 | 2 | 100% |
| 2017 | 6 | 83.3% |
| 2018 | 12 | 100% |
| 2019 | 5 | 100% |
| 2020 | 5 | 80% |
| 2021 | 11 | 100% |
| 2022 | 12 | 100% |
| 2023 | 16 | 100% |
| 2024 | 14 | 100% |
| 2025 | 13 | 100% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Certified Credit Reporting, Inc.
Certified Credit Reporting, Inc.'s 107 logged complaints stay concentrated: only 23 states show a filing on record. Only 29.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-05-02.
Certified Credit Reporting, Inc. answers 98.1% of complaints inside the CFPB's tracked window and closes 99.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Certified Credit Reporting, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Certified Credit Reporting, Inc. have?
107, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Certified Credit Reporting, Inc. respond to complaints on time?
98.1% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Certified Credit Reporting, Inc.?
"Improper use of your report", filed under the "Credit reporting, credit repair services, or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.