CFPB · Single-product concentration

Credit World Services, Inc.

107 CFPB complaints · 73.8% in "Debt collection" · top issue Attempts to collect debt not owed.

107 CFPB complaints

Credit World Services, Inc.: 73.8% of 107 CFPB complaints sit in "Debt collection". Timely 99.1% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +300% filings 2013 to 2026

CFPB relief outcome brief

CCDB company credit-world-services-inc

0% relief · 99.1% timely · 107 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Credit World Services, Inc. …0%Certified Credit Reporting, …0%Direcmanagement, Inc.37.4%Dream Center Education Holdi…20.6%First Commonwealth Financial…7.5%
Closed-with-relief % among Credit World Services, Inc. and nearest filing-volume peers

Credit World Services, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Credit World Services, Inc.'s 107 filings include narrative text

47.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 99.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Credit World Services, Inc. complaint mix by product

Total complaints: 107

Credit World Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 107 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 79 complaints (73.8%), resolution 0.0% Debt collection 73.8% Credit reporting: 15 complaints (14.0%), resolution 0.0% Credit reporting 14.0% Credit reporting,: 9 complaints (8.4%), resolution 0.0% Credit reporting, 8.4% Student loan: 3 complaints (2.8%), resolution 0.0% Credit reporting: 1 complaints (0.9%), resolution 0.0%
  • Debt collection 79 73.8% 0% relief
  • Credit reporting 15 14.0% 0% relief
  • Credit reporting, 9 8.4% 0% relief
  • Student loan 3 2.8% 0% relief
  • Credit reporting 1 0.9% 0% relief

How Credit World Services, Inc.'s 107 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 79
Credit reporting or other personal consumer reports 15
Credit reporting, credit repair services, or other personal consumer reports 9
Student loan 3
Credit reporting 1

Where Credit World Services, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MO
33.6% of this company's filings
MO36KS28FL9OK8TX5NV5CA3IN1

Credit World Services, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
12
+300% vs 2013
05101520 20132015201720192021202320252026 12

Top States

State Complaints
MO 36
KS 28
FL 9
OK 8
TX 5
NV 5
CA 3
IN 1
WI 1
WA 1
UNITED STATES MINOR OUTLYING ISLANDS 1
AZ 1
TN 1
SC 1
GA 1
VA 1
AL 1
MI 1
PA 1
LA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 36
Written notification about debt 19
Incorrect information on your report 10
Improper use of your report 8
False statements or representation 7
Cont'd attempts collect debt not owed 7
Communication tactics 4
Problem with a credit reporting company's investigation into an existing problem 4
Took or threatened to take negative or legal action 3
Issue where my lender is my school 2
Problem with a company's investigation into an existing problem 2
Electronic communications 1
Improper contact or sharing of info 1
Incorrect information on credit report 1
Dealing with my lender or servicer 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 2 50%
2015 5 100%
2016 3 100%
2017 2 100%
2018 2 100%
2019 10 100%
2020 10 100%
2021 3 100%
2022 8 100%
2023 16 100%
2024 16 100%
2025 15 100%
2026 12 100%

Source: CFPB Consumer Complaint Database

Credit World Services, Inc. filings cluster in one product

Credit World Services, Inc.'s 107 logged complaints stay concentrated: only 20 states show a filing. 47.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-09.

Credit World Services, Inc. answers 99.1% of complaints inside the CFPB's tracked window and closes 99.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit World Services, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Credit World Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Credit World Services, Inc. (99.1% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration