2026 data Public-data reference. official source

CREDIT WORLD SERVICES, INC.

88 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

88 consumer complaints filed with the CFPB

This profile shows CREDIT WORLD SERVICES, INC.'s complaint history from CFPB public records. 88 consumers have filed complaints since 2013. The company has a 98.9% timely response rate and has provided relief in 0% of cases.

88
Total Complaints
98.9%
Timely Response
1.1%
Disputed
0%
Relief Provided
19
States Active
2013
Since

Total complaints

88

Filed since 2013

Timely response

98.9%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 98.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

CREDIT WORLD SERVICES, INC. complaint mix by product

Total complaints: 88

CREDIT WORLD SERVICES, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 88 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 68 complaints (77.3%), resolution 0.0% Debt collection 77.3% Credit reporting: 9 complaints (10.2%), resolution 0.0% Credit reporting 10.2% Credit reporting,: 8 complaints (9.1%), resolution 0.0% Credit reporting, 9.1% Student loan: 2 complaints (2.3%), resolution 0.0% Credit reporting: 1 complaints (1.1%), resolution 0.0%
  • Debt collection 68 77.3% 0% relief
  • Credit reporting 9 10.2% 0% relief
  • Credit reporting, 8 9.1% 0% relief
  • Student loan 2 2.3% 0% relief
  • Credit reporting 1 1.1% 0% relief

How CREDIT WORLD SERVICES, INC.'s 88 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 68
Credit reporting or other personal consumer reports 9
Credit reporting, credit repair services, or other personal consumer reports 8
Student loan 2
Credit reporting 1

Top States

State Complaints
MO 26
KS 24
OK 7
FL 7
TX 5
NV 5
CA 2
MI 1
TN 1
WA 1
LA 1
AL 1
GA 1
WI 1
VA 1
IN 1
PA 1
UNITED STATES MINOR OUTLYING ISLANDS 1
SC 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 30
Written notification about debt 17
Incorrect information on your report 8
False statements or representation 7
Cont'd attempts collect debt not owed 6
Improper use of your report 5
Communication tactics 4
Problem with a credit reporting company's investigation into an existing problem 3
Issue where my lender is my school 2
Took or threatened to take negative or legal action 2
Electronic communications 1
Problem with a company's investigation into an existing problem 1
Improper contact or sharing of info 1
Incorrect information on credit report 1

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 2 50%
2015 4 100%
2016 2 100%
2017 2 100%
2018 2 100%
2019 10 100%
2020 6 100%
2021 3 100%
2022 7 100%
2023 14 100%
2024 12 100%
2025 11 100%
2026 10 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About CREDIT WORLD SERVICES, INC.

CREDIT WORLD SERVICES, INC. has accumulated 88 consumer complaints in the CFPB public database, with filings active across 19 U.S. states. Of those submissions, 32 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-31, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, CREDIT WORLD SERVICES, INC. reports a 98.9% timely-response rate and has closed 98.9% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CREDIT WORLD SERVICES, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does CREDIT WORLD SERVICES, INC. have?

CREDIT WORLD SERVICES, INC. has received 88 consumer complaints filed with the Consumer Financial Protection Bureau.

Does CREDIT WORLD SERVICES, INC. respond to complaints on time?

CREDIT WORLD SERVICES, INC. has a 98.9% timely response rate to CFPB complaints.

What is the most common complaint about CREDIT WORLD SERVICES, INC.?

The most common issue reported against CREDIT WORLD SERVICES, INC. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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