First Atlantic Auto Credit LLC
10 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First Atlantic Auto Credit LLC complaint mix by product
- Credit reporting 4 40.0% – 0% relief
- Vehicle loan 3 30.0% – 0% relief
- Payday loan, 1 10.0% – 0% relief
- Debt collection 1 10.0% – 0% relief
- Credit card 1 10.0% – 0% relief
How First Atlantic Auto Credit LLC's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 4 |
| Vehicle loan or lease | 3 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Debt collection | 1 |
| Credit card | 1 |
Top States
| State | Complaints |
|---|---|
| NJ | 4 |
| FL | 2 |
| MA | 1 |
| NV | 1 |
| MI | 1 |
| PA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 5 |
| Repossession | 1 |
| Can't contact lender or servicer | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Took or threatened to take negative or legal action | 1 |
| Managing the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2025 | 4 | 0% |
| 2026 | 4 | 25% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About First Atlantic Auto Credit LLC
First Atlantic Auto Credit LLC's 10 logged complaints stay concentrated: only 6 states show a filing on record. Only 20% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2022 through 2026-06-11.
First Atlantic Auto Credit LLC answers 30% of complaints inside the CFPB's tracked window and closes 20% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Atlantic Auto Credit LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does First Atlantic Auto Credit LLC have?
10, per the CFPB's public complaint count for this company (see the full breakdown above).
Does First Atlantic Auto Credit LLC respond to complaints on time?
30% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about First Atlantic Auto Credit LLC?
"Incorrect information on your report", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.