Total complaints
8
Filed since 2022
2026 data Public-data reference. official source
First Atlantic Auto Credit LLC
8 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
8 consumer complaints filed with the CFPB
This profile shows First Atlantic Auto Credit LLC's complaint history from CFPB public records. 8 consumers have filed complaints since 2022. The company has a 25% timely response rate and has provided relief in 0% of cases.
8
Total Complaints
25%
Timely Response
0%
Disputed
0%
Relief Provided
5
States Active
2022
Since
Timely response
25%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 25.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
First Atlantic Auto Credit LLC complaint mix by product
- Credit reporting 3 37.5% – 0% relief
- Vehicle loan 2 25.0% – 0% relief
- Payday loan, 1 12.5% – 0% relief
- Credit card 1 12.5% – 0% relief
- Debt collection 1 12.5% – 0% relief
How First Atlantic Auto Credit LLC's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 3 |
| Vehicle loan or lease | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Credit card | 1 |
| Debt collection | 1 |
Top States
| State | Complaints |
|---|---|
| NJ | 3 |
| FL | 2 |
| PA | 1 |
| MA | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 4 |
| Managing the loan or lease | 1 |
| Can't contact lender or servicer | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2025 | 4 | 0% |
| 2026 | 2 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About First Atlantic Auto Credit LLC
First Atlantic Auto Credit LLC has accumulated 8 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-03-12, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, First Atlantic Auto Credit LLC reports a 25% timely-response rate and has closed 25% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating First Atlantic Auto Credit LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does First Atlantic Auto Credit LLC have?
First Atlantic Auto Credit LLC has received 8 consumer complaints filed with the Consumer Financial Protection Bureau.
Does First Atlantic Auto Credit LLC respond to complaints on time?
First Atlantic Auto Credit LLC has a 25% timely response rate to CFPB complaints.
What is the most common complaint about First Atlantic Auto Credit LLC?
The most common issue reported against First Atlantic Auto Credit LLC is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.
Read our methodology — how this data is sourced, computed, and verified.
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