CFPB · Single-product concentration

Filo Mortgage, L.L.C.

16 CFPB complaints · 93.8% in "Mortgage" · top issue Closing on a mortgage.

16 CFPB complaints

Filo Mortgage, L.L.C.: 93.8% of 16 CFPB complaints sit in "Mortgage". Timely 100% · relief 6.3%. Allegations, not findings.

  • Single-product concentration
  • -66.7% filings 2020 to 2025

CFPB relief outcome brief

CCDB company filo-mortgage-l-l-c

6.3% relief · 100% timely · 16 filings · Mortgage

Nearest relief peer: American Pacific Mortgage (6.2% relief)

Filo Mortgage, L.L.C. (this)6.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Filo Mortgage, L.L.C. and nearest filing-volume peers

Filo Mortgage, L.L.C. closes 6.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Filo Mortgage, L.L.C.'s 16 filings include narrative text

87.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Filo Mortgage, L.L.C. complaint mix by product

Total complaints: 16

Filo Mortgage, L.L.C. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 16 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 15 complaints (93.8%), resolution 6.7% Mortgage 93.8% Credit reporting,: 1 complaints (6.3%), resolution 0.0% Credit reporting, 6.3%
  • Mortgage 15 93.8% 7% relief
  • Credit reporting, 1 6.3% 0% relief

How Filo Mortgage, L.L.C.'s 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 15
Credit reporting, credit repair services, or other personal consumer reports 1

Where Filo Mortgage, L.L.C. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
12.5% of this company's filings
IL2AZ2VA2FL2GA1TN1OR1CO1

Filo Mortgage, L.L.C. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-66.7% vs 2020
02468 202020212022202320242025 1

Top States

State Complaints
IL 2
AZ 2
VA 2
FL 2
GA 1
TN 1
OR 1
CO 1
CT 1
NJ 1
CA 1
WA 1

Top Issues

Issue Complaints
Closing on a mortgage 7
Applying for a mortgage or refinancing an existing mortgage 7
Improper use of your report 2

Yearly Trend

Year Complaints Timely
2020 3 100%
2021 6 100%
2022 4 100%
2023 1 100%
2024 1 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

Filo Mortgage, L.L.C. filings cluster in one product

Filo Mortgage, L.L.C.'s 16 logged complaints stay concentrated: only 12 states show a filing. 87.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2025-06-24.

Filo Mortgage, L.L.C. answers 100% of complaints inside the CFPB's tracked window and closes 93.8% with a written explanation. 6.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Filo Mortgage, L.L.C..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Filo Mortgage, L.L.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Filo Mortgage, L.L.C. (100% timely; 6.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration