CFPB · Single-product concentration

Standard Mortgage Corporation

97 CFPB complaints · 85.6% in "Mortgage" · top issue Trouble during payment process.

97 CFPB complaints

Standard Mortgage Corporation: 85.6% of 97 CFPB complaints sit in "Mortgage". Timely 96.9% · relief 6.2%. Allegations, not findings.

  • Single-product concentration
  • +25% filings 2012 to 2026

CFPB relief outcome brief

CCDB company standard-mortgage-corporation

6.2% relief · 96.9% timely · 97 filings · Mortgage

Nearest relief peer: American Pacific Mortgage (6.2% relief)

Standard Mortgage Corporation(this)6.2%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Standard Mortgage Corporation and nearest filing-volume peers

Standard Mortgage Corporation closes 6.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Standard Mortgage Corporation scores strongest on timely response (95/100 percentile-benchmarked) and weakest on relief provided (29/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

64 /100 grade C

Relief provided

29 / 100 percentile-benchmarked

6.2% of complaints closed with relief to the consumer

Timely response

95 / 100 percentile-benchmarked

96.9% of complaints answered inside the CFPB 15-day window

Closed with explanation

89 / 100 percentile-benchmarked

93.8% of complaints closed with an explanation to the consumer

Most of Standard Mortgage Corporation's 97 filings include narrative text

42.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Standard Mortgage Corporation complaint mix by product

Total complaints: 97

Standard Mortgage Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 97 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 83 complaints (85.6%), resolution 7.2% Mortgage 85.6% Credit reporting: 8 complaints (8.2%), resolution 0.0% Credit reporting 8.2% Credit reporting,: 6 complaints (6.2%), resolution 0.0% Credit reporting, 6.2%
  • Mortgage 83 85.6% – 7% relief
  • Credit reporting 8 8.2% – 0% relief
  • Credit reporting, 6 6.2% – 0% relief

How Standard Mortgage Corporation's 97 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 83
Credit reporting or other personal consumer reports 8
Credit reporting, credit repair services, or other personal consumer reports 6

Concentrated filing states for Standard Mortgage Corporation

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
LA
66% of this company's filings
LA64TX10FL7MS5TN2AR1IN1GA1

Standard Mortgage Corporation rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
5
+25% vs 2012
051015 20122014201620182020202220242026 5

Top States

State Complaints
LA 64
TX 10
FL 7
MS 5
TN 2
AR 1
IN 1
GA 1
AL 1
SC 1
NM 1
OK 1
MO 1

Top Issues

Issue Complaints
Trouble during payment process 37
Struggling to pay mortgage 17
Loan servicing, payments, escrow account 14
Incorrect information on your report 9
Loan modification,collection,foreclosure 8
Improper use of your report 4
Problem with a credit reporting company's investigation into an existing problem 4
Applying for a mortgage or refinancing an existing mortgage 1
Closing on a mortgage 1
Unable to get your credit report or credit score 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2012 4 50%
2013 3 100%
2014 7 100%
2015 3 66.7%
2016 4 100%
2017 5 100%
2018 6 100%
2019 3 100%
2020 8 100%
2021 6 100%
2022 13 100%
2023 7 100%
2024 13 100%
2025 10 100%
2026 5 100%

Source: CFPB Consumer Complaint Database

Standard Mortgage Corporation filings cluster in one product

Standard Mortgage Corporation's 97 logged complaints stay concentrated: only 13 states show a filing. 42.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-05-28.

Standard Mortgage Corporation answers 96.9% of complaints inside the CFPB's tracked window and closes 93.8% with a written explanation. 6.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Standard Mortgage Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Standard Mortgage Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Standard Mortgage Corporation (96.9% timely; 6.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration