CFPB · Single-product concentration

Fidem Baltimore Holdings LLC

48 CFPB complaints · 77.1% in "Credit card" · top issue Problem when making payments.

48 CFPB complaints

Fidem Baltimore Holdings LLC: 77.1% of 48 CFPB complaints sit in "Credit card". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +57.1% filings 2024 to 2026

CFPB relief outcome brief

CCDB company fidem-baltimore-holdings-llc

0% relief · 100% timely · 48 filings · Credit card

Nearest relief peer: Continental Finance Company, LLC (0.4% relief)

Fidem Baltimore Holdings LLC…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Fidem Baltimore Holdings LLC and nearest filing-volume peers

Fidem Baltimore Holdings LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Fidem Baltimore Holdings LLC's 48 filings include narrative text

47.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Fidem Baltimore Holdings LLC complaint mix by product

Total complaints: 48

Fidem Baltimore Holdings LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 48 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit card: 37 complaints (77.1%), resolution 0.0% Credit card 77.1% Credit reporting: 9 complaints (18.8%), resolution 0.0% Credit reporting 18.8% Debt collection: 2 complaints (4.2%), resolution 0.0%
  • Credit card 37 77.1% 0% relief
  • Credit reporting 9 18.8% 0% relief
  • Debt collection 2 4.2% 0% relief

How Fidem Baltimore Holdings LLC's 48 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit card 37
Credit reporting or other personal consumer reports 9
Debt collection 2

Where Fidem Baltimore Holdings LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
14.6% of this company's filings
NY7CA6KY4PA4FL2TN2SC2TX2

Fidem Baltimore Holdings LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
22
+57.1% vs 2024
10152025 202420252026 22

Top States

State Complaints
NY 7
CA 6
KY 4
PA 4
FL 2
TN 2
SC 2
TX 2
WI 2
IA 2
MI 2
OH 1
PR 1
IL 1
UT 1
MA 1
NJ 1
MO 1
AL 1
IN 1

Top Issues

Issue Complaints
Problem when making payments 11
Other features, terms, or problems 9
Incorrect information on your report 8
Problem with a purchase shown on your statement 6
Fees or interest 4
Struggling to pay your bill 3
Credit monitoring or identity theft protection services 1
Closing your account 1
Attempts to collect debt not owed 1
Communication tactics 1
Trouble using your card 1
Problem with a company's investigation into an existing problem 1
Identity theft protection or other monitoring services 1

Yearly Trend

Year Complaints Timely
2024 14 100%
2025 12 100%
2026 22 100%

Source: CFPB Consumer Complaint Database

Fidem Baltimore Holdings LLC filings cluster in one product

Fidem Baltimore Holdings LLC's 48 logged complaints stay concentrated: only 24 states show a filing. 47.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-05-21.

Fidem Baltimore Holdings LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card" draws the most filings, most often for "Problem when making payments."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Fidem Baltimore Holdings LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Fidem Baltimore Holdings LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Fidem Baltimore Holdings LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration