CFPB · Mid-pack CFPB posture

Equity Sales Finance, Inc.

18 CFPB complaints · 8 states · top issue Problem with a company's investigation into an existing problem.

18 CFPB complaints

Equity Sales Finance, Inc. has 18 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +200% filings 2022 to 2026

CFPB relief outcome brief

CCDB company equity-sales-finance-inc

0% relief · 100% timely · 18 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Equity Sales Finance, Inc. (…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Equity Sales Finance, Inc. and nearest filing-volume peers

Equity Sales Finance, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 18 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Equity Sales Finance, Inc. complaint mix by product

Total complaints: 18

Equity Sales Finance, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 18 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 8 complaints (44.4%), resolution 0.0% Credit reporting 44.4% Payday loan,: 5 complaints (27.8%), resolution 0.0% Payday loan, 27.8% Debt collection: 3 complaints (16.7%), resolution 0.0% Debt collection 16.7% Payday loan,: 1 complaints (5.6%), resolution 0.0% Credit reporting,: 1 complaints (5.6%), resolution 0.0%
  • Credit reporting 8 44.4% 0% relief
  • Payday loan, 5 27.8% 0% relief
  • Debt collection 3 16.7% 0% relief
  • Payday loan, 1 5.6% 0% relief
  • Credit reporting, 1 5.6% 0% relief

How Equity Sales Finance, Inc.'s 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 8
Payday loan, title loan, personal loan, or advance loan 5
Debt collection 3
Payday loan, title loan, or personal loan 1
Credit reporting, credit repair services, or other personal consumer reports 1

Where Equity Sales Finance, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
33.3% of this company's filings
CA6FL3AR3GA2TX1OH1LA1PA1

Equity Sales Finance, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2022
0246810 20222023202420252026 3

Top States

State Complaints
CA 6
FL 3
AR 3
GA 2
TX 1
OH 1
LA 1
PA 1

Top Issues

Issue Complaints
Problem with a company's investigation into an existing problem 4
Problem when making payments 2
Improper use of your report 2
Getting the loan 2
Incorrect information on your report 2
Attempts to collect debt not owed 2
Written notification about debt 1
Credit monitoring or identity theft protection services 1
Charged fees or interest you didn't expect 1
Problem with additional add-on products or services 1

Yearly Trend

Year Complaints Timely
2022 1 100%
2023 3 100%
2024 3 100%
2025 8 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Equity Sales Finance, Inc.

Equity Sales Finance, Inc.'s 18 logged complaints stay concentrated: only 8 states show a filing. Only 38.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2022 through 2026-05-31.

Equity Sales Finance, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Problem with a company's investigation into an existing problem."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Equity Sales Finance, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Equity Sales Finance, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Equity Sales Finance, Inc. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture