CFPB · Diversified product mix

Equinox Counseling Services

3 CFPB complaints · diversified mix (top product 33.3%) · top issue Unable to get your credit report or credit score.

3 CFPB complaints

Equinox Counseling Services: top product "Student loan" is only 33.3% of 3 - multi-bucket mix. Timely 33.3% · relief 33.3%. Allegations, not findings.

  • Diversified product mix
  • 0% filings 2020 to 2026

CFPB relief outcome brief

CCDB company equinox-counseling-services

33.3% relief · 33.3% timely · 3 filings · Student loan

Nearest relief peer: Premier Student Loan Center (29.8% relief)

Equinox Counseling Services …33.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Equinox Counseling Services and nearest filing-volume peers

Equinox Counseling Services closes 33.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 33.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 33.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Equinox Counseling Services complaint mix by product

Total complaints: 3

Equinox Counseling Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 1 complaints (33.3%), resolution 0.0% Student loan 33.3% Credit reporting: 1 complaints (33.3%), resolution 0.0% Credit reporting 33.3% Credit reporting,: 1 complaints (33.3%), resolution 100.0% Credit reporting, 33.3%
  • Student loan 1 33.3% 0% relief
  • Credit reporting 1 33.3% 0% relief
  • Credit reporting, 1 33.3% 100% relief

How Equinox Counseling Services's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 1
Credit reporting or other personal consumer reports 1
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Equinox Counseling Services

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
66.7% of this company's filings
TX2SC1

Equinox Counseling Services complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2020
1 202020252026 1

Top States

State Complaints
TX 2
SC 1

Top Issues

Issue Complaints
Unable to get your credit report or credit score 1
Incorrect information on your report 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2020 1 100%
2025 1 0%
2026 1 0%

Source: CFPB Consumer Complaint Database

Equinox Counseling Services spreads across product buckets

Equinox Counseling Services's 3 logged complaints stay concentrated: only 2 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2020 through 2026-04-14.

Equinox Counseling Services answers 33.3% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 33.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Unable to get your credit report or credit score."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Equinox Counseling Services.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Equinox Counseling Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Equinox Counseling Services (33.3% timely; 33.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix