CFPB · Narrative-heavy record

Dwight Financial, Inc.

7 CFPB complaints · 57.1% with narratives · top issue Problem with the payoff process at the end of the loan.

7 CFPB complaints

Dwight Financial, Inc.: 57.1% of 7 filings include consumer narratives. Timely 85.7% · relief 28.6% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • -50% filings 2016 to 2024

CFPB relief outcome brief

CCDB company dwight-financial-inc

28.6% relief · 85.7% timely · 7 filings · Debt collection

Nearest relief peer: Check Into Cash Inc. (29% relief)

Dwight Financial, Inc. (this)28.6%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Dwight Financial, Inc. and nearest filing-volume peers

Dwight Financial, Inc. closes 28.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

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Timely response rate 85.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 28.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Dwight Financial, Inc. complaint mix by product

Total complaints: 7

Dwight Financial, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 7 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 3 complaints (42.9%), resolution 0.0% Debt collection 42.9% Credit reporting,: 2 complaints (28.6%), resolution 0.0% Credit reporting, 28.6% Payday loan,: 1 complaints (14.3%), resolution 100.0% Payday loan, 14.3% Consumer Loan: 1 complaints (14.3%), resolution 100.0% Consumer Loan 14.3%
  • Debt collection 3 42.9% 0% relief
  • Credit reporting, 2 28.6% 0% relief
  • Payday loan, 1 14.3% 100% relief
  • Consumer Loan 1 14.3% 100% relief

How Dwight Financial, Inc.'s 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 3
Credit reporting, credit repair services, or other personal consumer reports 2
Payday loan, title loan, personal loan, or advance loan 1
Consumer Loan 1

Concentrated filing states for Dwight Financial, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
85.7% of this company's filings
CA6NV1

Dwight Financial, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2024
1
-50% vs 2016
0.511.522.5 201620172019202020212024 1

Top States

State Complaints
CA 6
NV 1

Top Issues

Issue Complaints
Problem with the payoff process at the end of the loan 1
Managing the loan or lease 1
Improper contact or sharing of info 1
Disclosure verification of debt 1
Problem with a credit reporting company's investigation into an existing problem 1
Incorrect information on your report 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2016 2 100%
2017 1 100%
2019 1 100%
2020 1 100%
2021 1 100%
2024 1 0%

Source: CFPB Consumer Complaint Database

Dwight Financial, Inc.'s narrative-rich complaint ledger

Dwight Financial, Inc.'s 7 logged complaints stay concentrated: only 2 states show a filing. 57.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2024-04-10.

Dwight Financial, Inc. answers 85.7% of complaints inside the CFPB's tracked window and closes 71.4% with a written explanation. 28.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Problem with the payoff process at the end of the loan."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Dwight Financial, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Dwight Financial, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Dwight Financial, Inc. (85.7% timely; 28.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record