CFPB · Mid-pack CFPB posture
DreamSpring
86 CFPB complaints · 16 states · top issue Incorrect information on your report.
DreamSpring has 86 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- -9.5% filings 2024 to 2026
CFPB relief outcome brief
CCDB company dreamspring
0% relief · 100% timely · 86 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)
DreamSpring closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 86 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
DreamSpring complaint mix by product
- Credit reporting 52 60.5% – 0% relief
- Debt collection 25 29.1% – 0% relief
- Payday loan, 8 9.3% – 0% relief
- Checking or 1 1.2% – 0% relief
How DreamSpring's 86 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 52 |
| Debt collection | 25 |
| Payday loan, title loan, personal loan, or advance loan | 8 |
| Checking or savings account | 1 |
Where DreamSpring complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 30.2% of this company's filings
DreamSpring complaints by year
Annual filing volume from the CFPB public database
- 2026
- 19
- -9.5% vs 2024
Top States
| State | Complaints |
|---|---|
| TX | 26 |
| FL | 13 |
| GA | 13 |
| NV | 11 |
| MO | 4 |
| CA | 4 |
| LA | 3 |
| NM | 2 |
| SC | 2 |
| PA | 2 |
| NY | 1 |
| NC | 1 |
| AZ | 1 |
| IL | 1 |
| AL | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 38 |
| Attempts to collect debt not owed | 10 |
| Improper use of your report | 8 |
| Took or threatened to take negative or legal action | 8 |
| Problem with a company's investigation into an existing problem | 6 |
| False statements or representation | 4 |
| Struggling to pay your loan | 2 |
| Charged fees or interest you didn't expect | 2 |
| Opening an account | 1 |
| Problem with additional add-on products or services | 1 |
| Communication tactics | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Problem when making payments | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with cash advance | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 21 | 100% |
| 2025 | 46 | 100% |
| 2026 | 19 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about DreamSpring
DreamSpring's 86 logged complaints stay concentrated: only 16 states show a filing. Only 31.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2024 through 2026-06-25.
DreamSpring answers 100% of complaints inside the CFPB's tracked window and closes 98.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about DreamSpring.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for DreamSpring: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 86.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for DreamSpring (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture