DreamSpring
86 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
DreamSpring complaint mix by product
- Credit reporting 52 60.5% – 0% relief
- Debt collection 25 29.1% – 0% relief
- Payday loan, 8 9.3% – 0% relief
- Checking or 1 1.2% – 0% relief
How DreamSpring's 86 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 52 |
| Debt collection | 25 |
| Payday loan, title loan, personal loan, or advance loan | 8 |
| Checking or savings account | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 26 |
| FL | 13 |
| GA | 13 |
| NV | 11 |
| MO | 4 |
| CA | 4 |
| LA | 3 |
| NM | 2 |
| SC | 2 |
| PA | 2 |
| NY | 1 |
| NC | 1 |
| AZ | 1 |
| IL | 1 |
| AL | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 38 |
| Attempts to collect debt not owed | 10 |
| Improper use of your report | 8 |
| Took or threatened to take negative or legal action | 8 |
| Problem with a company's investigation into an existing problem | 6 |
| False statements or representation | 4 |
| Struggling to pay your loan | 2 |
| Charged fees or interest you didn't expect | 2 |
| Opening an account | 1 |
| Problem with additional add-on products or services | 1 |
| Communication tactics | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Problem when making payments | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with cash advance | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 21 | 100% |
| 2025 | 46 | 100% |
| 2026 | 19 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About DreamSpring
DreamSpring's 86 logged complaints stay concentrated: only 16 states show a filing on record. Only 31.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2024 through 2026-06-25.
DreamSpring answers 100% of complaints inside the CFPB's tracked window and closes 98.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about DreamSpring.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does DreamSpring have?
86, per the CFPB's public complaint count for this company (see the full breakdown above).
Does DreamSpring respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about DreamSpring?
"Incorrect information on your report", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.