CFPB · Narrative-heavy record

Direct Account Management

9 CFPB complaints · 77.8% with narratives · top issue Dealing with your lender or servicer.

9 CFPB complaints

Direct Account Management: 77.8% of 9 filings include consumer narratives. Timely 100% · relief 11.1% · top product Student loan. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2020 to 2023

CFPB relief outcome brief

CCDB company direct-account-management

11.1% relief · 100% timely · 9 filings · Student loan

Nearest relief peer: LendKey Technologies, Inc. (10.9% relief)

Direct Account Management (t…11.1%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Direct Account Management and nearest filing-volume peers

Direct Account Management closes 11.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Direct Account Management complaint mix by product

Total complaints: 9

Direct Account Management complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 5 complaints (55.6%), resolution 20.0% Student loan 55.6% Debt collection: 2 complaints (22.2%), resolution 0.0% Debt collection 22.2% Debt or: 1 complaints (11.1%), resolution 0.0% Debt or 11.1% Checking or: 1 complaints (11.1%), resolution 0.0% Checking or 11.1%
  • Student loan 5 55.6% 20% relief
  • Debt collection 2 22.2% 0% relief
  • Debt or 1 11.1% 0% relief
  • Checking or 1 11.1% 0% relief

How Direct Account Management's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 5
Debt collection 2
Debt or credit management 1
Checking or savings account 1

Where Direct Account Management complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WI
22.2% of this company's filings
WI2CA2MA1AL1OH1TX1NY1

Direct Account Management complaints by year

Annual filing volume from the CFPB public database

Trend in view
2023
1
0% vs 2020
0123456 2020202120222023 1

Top States

State Complaints
WI 2
CA 2
MA 1
AL 1
OH 1
TX 1
NY 1

Top Issues

Issue Complaints
Dealing with your lender or servicer 3
Charged upfront or unexpected fees 1
False statements or representation 1
Communication tactics 1
Problem with a lender or other company charging your account 1
Struggling to repay your loan 1
Getting a loan 1

Yearly Trend

Year Complaints Timely
2020 1 100%
2021 5 100%
2022 2 100%
2023 1 100%

Source: CFPB Consumer Complaint Database

Direct Account Management's narrative-rich complaint ledger

Direct Account Management's 9 logged complaints stay concentrated: only 7 states show a filing. 77.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2023-10-10.

Direct Account Management answers 100% of complaints inside the CFPB's tracked window and closes 88.9% with a written explanation. 11.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Dealing with your lender or servicer."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Direct Account Management.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Direct Account Management: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Direct Account Management (100% timely; 11.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record