CFPB · Single-product concentration

Deca Financial Services LLC (Closed)

18 CFPB complaints · 88.9% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

18 CFPB complaints

Deca Financial Services LLC (Closed): 88.9% of 18 CFPB complaints sit in "Debt collection". Timely 100% · relief 5.6%. Allegations, not findings.

  • Single-product concentration
  • -80% filings 2013 to 2014

CFPB relief outcome brief

CCDB company deca-financial-services-llc-closed

5.6% relief · 100% timely · 18 filings · Debt collection

Nearest relief peer: Aqua Finance, Inc. (5.6% relief)

Deca Financial Services LLC …5.6%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Deca Financial Services LLC (Closed) and nearest filing-volume peers

Deca Financial Services LLC (Closed) closes 5.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Deca Financial Services LLC (Closed) complaint mix by product

Total complaints: 18

Deca Financial Services LLC (Closed) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 18 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 16 complaints (88.9%), resolution 6.3% Debt collection 88.9% Bank account: 1 complaints (5.6%), resolution 0.0% Credit reporting: 1 complaints (5.6%), resolution 0.0%
  • Debt collection 16 88.9% 6% relief
  • Bank account 1 5.6% 0% relief
  • Credit reporting 1 5.6% 0% relief

How Deca Financial Services LLC (Closed)'s 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 16
Bank account or service 1
Credit reporting 1

Where Deca Financial Services LLC (Closed) complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
VA
22.2% of this company's filings
VA4CA2IN2MD2OH2FL2LA1NY1

Deca Financial Services LLC (Closed) falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2014
3
-80% vs 2013
05101520 20132014 3

Top States

State Complaints
VA 4
CA 2
IN 2
MD 2
OH 2
FL 2
LA 1
NY 1
PA 1
DC 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 5
Disclosure verification of debt 5
False statements or representation 2
Communication tactics 2
Improper contact or sharing of info 1
Account opening, closing, or management 1
Taking/threatening an illegal action 1
Credit reporting company's investigation 1

Yearly Trend

Year Complaints Timely
2013 15 100%
2014 3 100%

Source: CFPB Consumer Complaint Database

Deca Financial Services LLC (Closed) filings cluster in one product

Deca Financial Services LLC (Closed)'s 18 logged complaints stay concentrated: only 10 states show a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2014-02-27.

Deca Financial Services LLC (Closed) answers 100% of complaints inside the CFPB's tracked window and closes 94.4% with a written explanation. 5.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Deca Financial Services LLC (Closed).

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Deca Financial Services LLC (Closed): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Deca Financial Services LLC (Closed) (100% timely; 5.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration