CFPB · Single-product concentration

Debtsy Holdings, Inc.

13 CFPB complaints · 76.9% in "Debt collection" · top issue Attempts to collect debt not owed.

13 CFPB complaints

Debtsy Holdings, Inc.: 76.9% of 13 CFPB complaints sit in "Debt collection". Timely 100% · relief 53.8%. Allegations, not findings.

  • Single-product concentration
  • +450% filings 2020 to 2021

CFPB relief outcome brief

CCDB company debtsy-holdings-inc

53.8% relief · 100% timely · 13 filings · Debt collection

Nearest relief peer: Turning Point Solutions LLC (54.5% relief)

Debtsy Holdings, Inc. (this)53.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Debtsy Holdings, Inc. and nearest filing-volume peers

Debtsy Holdings, Inc. closes 53.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Debtsy Holdings, Inc.'s 13 filings include narrative text

76.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 53.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Debtsy Holdings, Inc. complaint mix by product

Total complaints: 13

Debtsy Holdings, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 13 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 10 complaints (76.9%), resolution 70.0% Debt collection 76.9% Credit reporting,: 2 complaints (15.4%), resolution 0.0% Credit reporting, 15.4% Payday loan,: 1 complaints (7.7%), resolution 0.0% Payday loan, 7.7%
  • Debt collection 10 76.9% 70% relief
  • Credit reporting, 2 15.4% 0% relief
  • Payday loan, 1 7.7% 0% relief

How Debtsy Holdings, Inc.'s 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 10
Credit reporting, credit repair services, or other personal consumer reports 2
Payday loan, title loan, or personal loan 1

Where Debtsy Holdings, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
30.8% of this company's filings
TX4FL2IL1MI1NJ1VA1GA1NY1

Debtsy Holdings, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2021
11
+450% vs 2020
024681012 20202021 11

Top States

State Complaints
TX 4
FL 2
IL 1
MI 1
NJ 1
VA 1
GA 1
NY 1
OH 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 8
Getting the loan 1
Written notification about debt 1
Communication tactics 1
Problem with a credit reporting company's investigation into an existing problem 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2020 2 100%
2021 11 100%

Source: CFPB Consumer Complaint Database

Debtsy Holdings, Inc. filings cluster in one product

Debtsy Holdings, Inc.'s 13 logged complaints stay concentrated: only 9 states show a filing. 76.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2021-12-31.

Debtsy Holdings, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 46.2% with a written explanation. 53.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Debtsy Holdings, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Debtsy Holdings, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Debtsy Holdings, Inc. (100% timely; 53.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration