Total complaints
12
Filed since 2020
2026 data Public-data reference. official source
Debtsy Holdings, Inc.
12 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
12 consumer complaints filed with the CFPB
This profile shows Debtsy Holdings, Inc.'s complaint history from CFPB public records. 12 consumers have filed complaints since 2020. The company has a 100% timely response rate and has provided relief in 58.3% of cases.
12
Total Complaints
100%
Timely Response
0%
Disputed
58.3%
Relief Provided
8
States Active
2020
Since
Timely response
100%
CFPB-tracked response window
Relief rate
58.3%
Closed with monetary or non-monetary relief
Timely response rate 100.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 58.3%
Industry median
Share closed with monetary or non-monetary relief.
Debtsy Holdings, Inc. complaint mix by product
- Debt collection 9 75.0% – 78% relief
- Credit reporting, 2 16.7% – 0% relief
- Payday loan, 1 8.3% – 0% relief
How Debtsy Holdings, Inc.'s 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 9 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Payday loan, title loan, or personal loan | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 4 |
| FL | 2 |
| IL | 1 |
| MI | 1 |
| VA | 1 |
| OH | 1 |
| NJ | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 7 |
| Getting the loan | 1 |
| Incorrect information on your report | 1 |
| Communication tactics | 1 |
| Written notification about debt | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 2 | 100% |
| 2021 | 10 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Debtsy Holdings, Inc.
Debtsy Holdings, Inc. has accumulated 12 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 9 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2021-12-31, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Debtsy Holdings, Inc. reports a 100% timely-response rate and has closed 41.7% of cases with a written explanation to the consumer. 58.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Debtsy Holdings, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Debtsy Holdings, Inc. have?
Debtsy Holdings, Inc. has received 12 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Debtsy Holdings, Inc. respond to complaints on time?
Debtsy Holdings, Inc. has a 100% timely response rate to CFPB complaints.
What is the most common complaint about Debtsy Holdings, Inc.?
The most common issue reported against Debtsy Holdings, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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