Total complaints
11
Filed since 2015
2026 data Public-data reference. official source
Cumulus Funding LLC
11 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
11 consumer complaints filed with the CFPB
This profile shows Cumulus Funding LLC's complaint history from CFPB public records. 11 consumers have filed complaints since 2015. The company has a 72.7% timely response rate and has provided relief in 18.2% of cases.
11
Total Complaints
72.7%
Timely Response
0%
Disputed
18.2%
Relief Provided
5
States Active
2015
Since
Timely response
72.7%
CFPB-tracked response window
Relief rate
18.2%
Closed with monetary or non-monetary relief
Timely response rate 72.7%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 18.2%
Industry median
Share closed with monetary or non-monetary relief.
Cumulus Funding LLC complaint mix by product
- Payday loan, 4 36.4% – 25% relief
- Credit reporting, 2 18.2% – 0% relief
- Debt collection 2 18.2% – 0% relief
- Bank account 1 9.1% – 100% relief
- Credit reporting 1 9.1% – 0% relief
- Payday loan 1 9.1% – 0% relief
How Cumulus Funding LLC's 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Debt collection | 2 |
| Bank account or service | 1 |
| Credit reporting or other personal consumer reports | 1 |
| Payday loan | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 3 |
| GA | 2 |
| IL | 2 |
| ID | 2 |
| MA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 2 |
| Problem when making payments | 2 |
| Attempts to collect debt not owed | 2 |
| Making/receiving payments, sending money | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Charged fees or interest you didn't expect | 1 |
| Can't stop charges to bank account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 1 | 100% |
| 2019 | 2 | 100% |
| 2020 | 3 | 100% |
| 2021 | 1 | 100% |
| 2025 | 3 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Cumulus Funding LLC
Cumulus Funding LLC has accumulated 11 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 5 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2025-11-23, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Cumulus Funding LLC reports a 72.7% timely-response rate and has closed 54.5% of cases with a written explanation to the consumer. 18.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, or personal loan", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Cumulus Funding LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Cumulus Funding LLC have?
Cumulus Funding LLC has received 11 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Cumulus Funding LLC respond to complaints on time?
Cumulus Funding LLC has a 72.7% timely response rate to CFPB complaints.
What is the most common complaint about Cumulus Funding LLC?
The most common issue reported against Cumulus Funding LLC is "Incorrect information on your report" in the "Payday loan, title loan, or personal loan" product category.
Read our methodology — how this data is sourced, computed, and verified.
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