CFPB · Narrative-heavy record
Cumulus Funding LLC
12 CFPB complaints · 50% with narratives · top issue Attempts to collect debt not owed.
Cumulus Funding LLC: 50% of 12 filings include consumer narratives. Timely 75% · relief 16.7% · top product Payday loan, title loan, or personal loan. Allegations, not findings.
- Narrative-heavy record
- +200% filings 2015 to 2025
CFPB relief outcome brief
CCDB company cumulus-funding-llc
16.7% relief · 75% timely · 12 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: GreenSky, LLC (17% relief)
Cumulus Funding LLC closes 16.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Cumulus Funding LLC's 12 filings include narrative text
50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Cumulus Funding LLC complaint mix by product
- Payday loan, 5 41.7% – 20% relief
- Debt collection 2 16.7% – 0% relief
- Credit reporting, 2 16.7% – 0% relief
- Credit reporting 1 8.3% – 0% relief
- Bank account 1 8.3% – 100% relief
- Payday loan 1 8.3% – 0% relief
How Cumulus Funding LLC's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 5 |
| Debt collection | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Credit reporting or other personal consumer reports | 1 |
| Bank account or service | 1 |
| Payday loan | 1 |
Where Cumulus Funding LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 33.3% of this company's filings
Cumulus Funding LLC rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 3
- +200% vs 2015
Top States
| State | Complaints |
|---|---|
| CA | 4 |
| ID | 2 |
| GA | 2 |
| IL | 2 |
| MA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 2 |
| Incorrect information on your report | 2 |
| Problem when making payments | 2 |
| Making/receiving payments, sending money | 1 |
| Can't stop charges to bank account | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Charged fees or interest you didn't expect | 1 |
| Problem with additional add-on products or services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 1 | 100% |
| 2019 | 2 | 100% |
| 2020 | 3 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2025 | 3 | 0% |
Source: CFPB Consumer Complaint Database
Cumulus Funding LLC's narrative-rich complaint ledger
Cumulus Funding LLC's 12 logged complaints stay concentrated: only 5 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-11-23.
Cumulus Funding LLC answers 75% of complaints inside the CFPB's tracked window and closes 58.3% with a written explanation. 16.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cumulus Funding LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Cumulus Funding LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 12.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 75%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Cumulus Funding LLC (75% timely; 16.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record