CFPB · Narrative-heavy record
Credit Services, Inc.
9 CFPB complaints · 55.6% with narratives · top issue Incorrect information on your report.
Credit Services, Inc.: 55.6% of 9 filings include consumer narratives. Timely 100% · relief 11.1% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2018 to 2023
CFPB relief outcome brief
CCDB company credit-services-inc
11.1% relief · 100% timely · 9 filings · Debt collection
Same-product relief peers
Nearest relief peer: Holloway Credit Solutions (11.1% relief)
Credit Services, Inc. closes 11.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Services, Inc. complaint mix by product
- Debt collection 5 55.6% – 0% relief
- Credit reporting, 4 44.4% – 25% relief
How Credit Services, Inc.'s 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
Concentrated filing states for Credit Services, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 77.8% of this company's filings
Credit Services, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2023
- 1
- 0% vs 2018
Top States
| State | Complaints |
|---|---|
| MI | 7 |
| FL | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 4 |
| Attempts to collect debt not owed | 2 |
| Took or threatened to take negative or legal action | 1 |
| Written notification about debt | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2019 | 2 | 100% |
| 2020 | 2 | 100% |
| 2022 | 3 | 100% |
| 2023 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Credit Services, Inc.'s narrative-rich complaint ledger
Credit Services, Inc.'s 9 logged complaints stay concentrated: only 2 states show a filing. 55.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2023-03-22.
Credit Services, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 88.9% with a written explanation. 11.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Services, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 9.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Services, Inc. (100% timely; 11.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record