CFPB · Single-product concentration

Michel Law, LLC d/b/a Level One Law

92 CFPB complaints · 91.3% in "Debt or credit management" · top issue Didn't provide services promised.

92 CFPB complaints

Michel Law, LLC d/b/a Level One Law: 91.3% of 92 CFPB complaints sit in "Debt or credit management". Timely 5.4% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -14.3% filings 2023 to 2026

CFPB relief outcome brief

CCDB company michel-law-llc-d-b-a-level-one-law

0% relief · 5.4% timely · 92 filings · Debt or credit management

Nearest relief peer: National Debt Relief LLC (0% relief)

Michel Law, LLC d/b/a Level …0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Michel Law, LLC d/b/a Level One Law and nearest filing-volume peers

Michel Law, LLC d/b/a Level One Law closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Michel Law, LLC d/b/a Level One Law's 92 filings include narrative text

57.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 5.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Michel Law, LLC d/b/a Level One Law complaint mix by product

Total complaints: 92

Michel Law, LLC d/b/a Level One Law complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 92 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt or: 84 complaints (91.3%), resolution 0.0% Debt or 91.3% Money transfer,: 2 complaints (2.2%), resolution 0.0% Credit reporting,: 2 complaints (2.2%), resolution 0.0% Debt collection: 2 complaints (2.2%), resolution 0.0% Checking or: 1 complaints (1.1%), resolution 0.0% Payday loan,: 1 complaints (1.1%), resolution 0.0%
  • Debt or 84 91.3% 0% relief
  • Money transfer, 2 2.2% 0% relief
  • Credit reporting, 2 2.2% 0% relief
  • Debt collection 2 2.2% 0% relief
  • Checking or 1 1.1% 0% relief
  • Payday loan, 1 1.1% 0% relief

How Michel Law, LLC d/b/a Level One Law's 92 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt or credit management 84
Money transfer, virtual currency, or money service 2
Credit reporting, credit repair services, or other personal consumer reports 2
Debt collection 2
Checking or savings account 1
Payday loan, title loan, personal loan, or advance loan 1

Where Michel Law, LLC d/b/a Level One Law complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
16.3% of this company's filings
FL15NY13VA6MD6RI5PA5TX5OK4

Michel Law, LLC d/b/a Level One Law falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
6
-14.3% vs 2023
0204060 2023202420252026 6

Top States

State Complaints
FL 15
NY 13
VA 6
MD 6
RI 5
PA 5
TX 5
OK 4
MI 4
NV 3
MA 3
HI 3
UT 3
DC 2
AL 2
CT 2
AR 2
CO 2
MO 2
TN 1

Top Issues

Issue Complaints
Didn't provide services promised 53
Charged upfront or unexpected fees 27
Confusing or misleading advertising or marketing 3
Excessive fees 2
False statements or representation 2
Fraud or scam 1
Problem with a lender or other company charging your account 1
Confusing or missing disclosures 1
Problem with the payoff process at the end of the loan 1
Unexpected or other fees 1

Yearly Trend

Year Complaints Timely
2023 7 71.4%
2024 52 0%
2025 27 0%
2026 6 0%

Source: CFPB Consumer Complaint Database

Michel Law, LLC d/b/a Level One Law filings cluster in one product

Michel Law, LLC d/b/a Level One Law's 92 logged complaints stay concentrated: only 24 states show a filing. 57.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-04-27.

Michel Law, LLC d/b/a Level One Law answers 5.4% of complaints inside the CFPB's tracked window and closes 6.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt or credit management" draws the most filings, most often for "Didn't provide services promised."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Michel Law, LLC d/b/a Level One Law.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Michel Law, LLC d/b/a Level One Law: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Michel Law, LLC d/b/a Level One Law (5.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration