CFPB · Single-product concentration
Credit Bureau Services of Iowa Inc.
55 CFPB complaints · 83.6% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit Bureau Services of Iowa Inc.: 83.6% of 55 CFPB complaints sit in "Debt collection". Timely 100% · relief 1.8%. Allegations, not findings.
- Single-product concentration
- +14.3% filings 2019 to 2026
CFPB relief outcome brief
CCDB company credit-bureau-services-of-iowa-inc
1.8% relief · 100% timely · 55 filings · Debt collection
Same-product relief peers
Nearest relief peer: Consumer Adjustment Company Incorporated (1.8% relief)
Credit Bureau Services of Iowa Inc. closes 1.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 55 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Bureau Services of Iowa Inc. complaint mix by product
- Debt collection 46 83.6% – 0% relief
- Credit reporting 6 10.9% – 0% relief
- Credit reporting, 3 5.5% – 33% relief
How Credit Bureau Services of Iowa Inc.'s 55 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 46 |
| Credit reporting or other personal consumer reports | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
Concentrated filing states for Credit Bureau Services of Iowa Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- IA
- 60% of this company's filings
Credit Bureau Services of Iowa Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 8
- +14.3% vs 2019
Top States
| State | Complaints |
|---|---|
| IA | 33 |
| IL | 7 |
| AZ | 2 |
| MN | 2 |
| GA | 2 |
| SC | 2 |
| TX | 2 |
| NE | 1 |
| IN | 1 |
| WI | 1 |
| CA | 1 |
| PA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 20 |
| Written notification about debt | 11 |
| Took or threatened to take negative or legal action | 9 |
| False statements or representation | 5 |
| Incorrect information on your report | 2 |
| Improper use of your report | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Problem with a company's investigation into an existing issue | 1 |
| Unexpected or other fees | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 7 | 100% |
| 2020 | 1 | 100% |
| 2021 | 7 | 100% |
| 2022 | 6 | 100% |
| 2023 | 4 | 100% |
| 2024 | 9 | 100% |
| 2025 | 13 | 100% |
| 2026 | 8 | 100% |
Source: CFPB Consumer Complaint Database
Credit Bureau Services of Iowa Inc. filings cluster in one product
Credit Bureau Services of Iowa Inc.'s 55 logged complaints stay concentrated: only 12 states show a filing. Only 34.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2019 through 2026-06-25.
Credit Bureau Services of Iowa Inc. answers 100% of complaints inside the CFPB's tracked window and closes 96.4% with a written explanation. 1.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Bureau Services of Iowa Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Bureau Services of Iowa Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 55.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Bureau Services of Iowa Inc. (100% timely; 1.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration