CFPB · Mid-pack CFPB posture

Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems

31 CFPB complaints · 14 states · top issue Improper use of your report.

31 CFPB complaints

Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems has 31 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +100% filings 2017 to 2026

CFPB relief outcome brief

CCDB company credit-bureau-of-council-bluffs-inc-dba-credit-information-systems

0% relief · 100% timely · 31 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Innovis (0% relief)

Credit Bureau of Council Blu…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems and nearest filing-volume peers

Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 31 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems complaint mix by product

Total complaints: 31

Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 31 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 21 complaints (67.7%), resolution 0.0% Credit reporting, 67.7% Credit reporting: 9 complaints (29.0%), resolution 0.0% Credit reporting 29.0% Debt collection: 1 complaints (3.2%), resolution 0.0%
  • Credit reporting, 21 67.7% 0% relief
  • Credit reporting 9 29.0% 0% relief
  • Debt collection 1 3.2% 0% relief

How Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems's 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 21
Credit reporting or other personal consumer reports 9
Debt collection 1

Where Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NV
22.6% of this company's filings
NV7MD4UT4MA2IL2UNITED STATES MINOR OUTLYING…2NE2KS1

Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2017
0246810 201720182019202020222023202420252026 2

Top States

State Complaints
NV 7
MD 4
UT 4
MA 2
IL 2
UNITED STATES MINOR OUTLYING ISLANDS 2
NE 2
KS 1
CA 1
GA 1
OR 1
NY 1
SC 1
TN 1

Top Issues

Issue Complaints
Improper use of your report 22
Incorrect information on your report 7
Communication tactics 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2017 1 100%
2018 1 100%
2019 8 100%
2020 6 100%
2022 3 100%
2023 3 100%
2024 1 100%
2025 6 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems

Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems's 31 logged complaints stay concentrated: only 14 states show a filing. Only 32.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2026-06-13.

Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Credit Bureau of Council Bluffs, Inc DBA Credit Information Systems (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture