CFPB · Narrative-heavy record

Credit Bureau Financial Services, Inc.

13 CFPB complaints · 46.2% with narratives · top issue Incorrect information on your report.

13 CFPB complaints

Credit Bureau Financial Services, Inc.: 46.2% of 13 filings include consumer narratives. Timely 0% · relief 0% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • -50% filings 2017 to 2021

CFPB relief outcome brief

CCDB company credit-bureau-financial-services-inc

0% relief · 0% timely · 13 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Innovis (0% relief)

Credit Bureau Financial Serv…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Credit Bureau Financial Services, Inc. and nearest filing-volume peers

Credit Bureau Financial Services, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Credit Bureau Financial Services, Inc.'s 13 filings include narrative text

46.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Credit Bureau Financial Services, Inc. complaint mix by product

Total complaints: 13

Credit Bureau Financial Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 13 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 9 complaints (69.2%), resolution 0.0% Credit reporting, 69.2% Debt collection: 2 complaints (15.4%), resolution 0.0% Debt collection 15.4% Money transfer,: 1 complaints (7.7%), resolution 0.0% Money transfer, 7.7% Mortgage: 1 complaints (7.7%), resolution 0.0% Mortgage 7.7%
  • Credit reporting, 9 69.2% 0% relief
  • Debt collection 2 15.4% 0% relief
  • Money transfer, 1 7.7% 0% relief
  • Mortgage 1 7.7% 0% relief

How Credit Bureau Financial Services, Inc.'s 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 9
Debt collection 2
Money transfer, virtual currency, or money service 1
Mortgage 1

Where Credit Bureau Financial Services, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
23.1% of this company's filings
TX3CO2MA1OR1PA1NY1MT1MI1

Credit Bureau Financial Services, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2021
1
-50% vs 2017
0123456 20172018201920202021 1

Top States

State Complaints
TX 3
CO 2
MA 1
OR 1
PA 1
NY 1
MT 1
MI 1
NC 1

Top Issues

Issue Complaints
Incorrect information on your report 3
Unable to get your credit report or credit score 2
Improper use of your report 2
Communication tactics 1
Written notification about debt 1
Identity theft protection or other monitoring services 1
Credit monitoring or identity theft protection services 1
Problem with customer service 1
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2017 2 0%
2018 5 0%
2019 3 0%
2020 2 0%
2021 1 0%

Source: CFPB Consumer Complaint Database

Credit Bureau Financial Services, Inc.'s narrative-rich complaint ledger

Credit Bureau Financial Services, Inc.'s 13 logged complaints stay concentrated: only 9 states show a filing. 46.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2021-03-24.

Credit Bureau Financial Services, Inc. answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Bureau Financial Services, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Credit Bureau Financial Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Credit Bureau Financial Services, Inc. (0% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record